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\n\n\n\n"\u0627\u0644\u062a\u0639\u0644\u064a\u0645 \u0627\u0644\u0645\u0627\u0644\u064a: \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0644\u0625\u062f\u0627\u0631\u0629 \u0634\u0624\u0648\u0646\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0634\u062e\u0635\u064a\u0629"<\/strong><\/h3>\n\n\n\n
\u0645\u0642\u062f\u0645\u0629 \u0641\u064a \u0627\u0644\u062a\u0639\u0644\u064a\u0645 \u0627\u0644\u0645\u0627\u0644\u064a<\/strong><\/h3>\n\n\n\n
\u0623\u0633\u0627\u0633\u064a\u0627\u062a \u0627\u0644\u062a\u0639\u0644\u064a\u0645 \u0627\u0644\u0645\u0627\u0644\u064a<\/strong><\/h3>\n\n\n\n
\u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629 \u0627\u0644\u0634\u062e\u0635\u064a\u0629 \u0648\u0627\u0644\u0639\u0627\u0626\u0644\u064a\u0629<\/strong><\/h4>\n\n\n\n
\u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u0646\u0641\u0642\u0627\u062a<\/strong><\/h4>\n\n\n\n
\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/strong><\/h3>\n\n\n\n
1. \u0627\u0644\u0646\u0639\u0646\u0627\u0639<\/strong><\/h4>\n\n\n\n
2. \u0623\u0646\u062a \u0628\u062d\u0627\u062c\u0629 \u0625\u0644\u0649 \u0645\u064a\u0632\u0627\u0646\u064a\u0629 (YNAB)<\/strong><\/h4>\n\n\n\n
3. \u0627\u0644\u062c\u0648\u0632<\/strong><\/h4>\n\n\n\n
4. \u0631\u0623\u0633 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0634\u062e\u0635\u064a<\/strong><\/h4>\n\n\n\n
\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a \u0648\u0627\u0644\u0627\u062f\u062e\u0627\u0631: \u062a\u0648\u0633\u064a\u0639 \u0627\u0644\u062a\u0639\u0644\u064a\u0645 \u0627\u0644\u0645\u0627\u0644\u064a<\/strong><\/h3>\n\n\n\n
\u0641\u0647\u0645 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631\u0627\u062a<\/strong><\/h4>\n\n\n\n
\u0623\u0647\u0645\u064a\u0629 \u0627\u0644\u0627\u062f\u062e\u0627\u0631<\/strong><\/h4>\n\n\n\n
\u0627\u0644\u0623\u0633\u0626\u0644\u0629 \u0627\u0644\u0634\u0627\u0626\u0639\u0629 \u062d\u0648\u0644 \u0627\u0644\u062a\u0639\u0644\u064a\u0645 \u0627\u0644\u0645\u0627\u0644\u064a<\/strong><\/h3>\n\n\n\n
1. \u0645\u0627 \u0623\u0647\u0645\u064a\u0629 \u0627\u0644\u062a\u0639\u0644\u064a\u0645 \u0627\u0644\u0645\u0627\u0644\u064a\u061f<\/strong><\/h4>\n\n\n\n
2. \u0643\u064a\u0641 \u064a\u0645\u0643\u0646\u0646\u064a \u0627\u0644\u0628\u062f\u0621 \u0628\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0628\u0623\u0645\u0648\u0627\u0644 \u0642\u0644\u064a\u0644\u0629\u061f<\/strong><\/h4>\n\n\n\n
3. \u0645\u0627 \u0647\u064a \u0623\u0641\u0636\u0644 \u0637\u0631\u064a\u0642\u0629 \u0644\u0648\u0636\u0639 \u0627\u0644\u0645\u064a\u0632\u0627\u0646\u064a\u0629\u061f<\/strong><\/h4>\n\n\n\n
4. \u0643\u064a\u0641 \u064a\u0645\u0643\u0646\u0646\u064a \u062a\u062d\u0633\u064a\u0646 \u062f\u0631\u062c\u0629 \u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u064a\u061f<\/strong><\/h4>\n\n\n\n
5. \u0647\u0644 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0622\u0645\u0646\u061f<\/strong><\/h4>\n\n\n\n
6. \u0643\u064a\u0641 \u064a\u0645\u0643\u0646\u0646\u064a \u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0644\u0644\u062a\u0642\u0627\u0639\u062f\u061f<\/strong><\/h4>\n\n\n\n
7. \u0645\u0627 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0635\u0646\u062f\u0648\u0642 \u0627\u0644\u0637\u0648\u0627\u0631\u0626 \u0648\u0627\u0644\u0627\u062f\u062e\u0627\u0631 \u0627\u0644\u0639\u0627\u062f\u064a\u061f<\/strong><\/h4>\n\n\n\n
8. \u0647\u0644 \u064a\u062c\u0628 \u0639\u0644\u064a \u0633\u062f\u0627\u062f \u0627\u0644\u062f\u064a\u0648\u0646 \u0623\u0645 \u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0623\u0648\u0644\u0627\u064b\u061f<\/strong><\/h4>\n\n\n\n
9. \u0643\u064a\u0641 \u064a\u0645\u0643\u0646\u0646\u064a \u062a\u0639\u0644\u064a\u0645 \u0623\u0637\u0641\u0627\u0644\u064a \u0627\u0644\u062b\u0642\u0627\u0641\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u061f<\/strong><\/h4>\n\n\n\n
10. \u0645\u0627\u0630\u0627 \u064a\u062c\u0628 \u0623\u0646 \u0623\u0641\u0639\u0644 \u0625\u0630\u0627 \u0643\u0646\u062a \u0623\u0648\u0627\u062c\u0647 \u0635\u0639\u0648\u0628\u0627\u062a \u0645\u0627\u0644\u064a\u0629\u061f<\/strong><\/h4>\n\n\n\n