{"id":2103,"date":"2023-11-25T02:31:51","date_gmt":"2023-11-25T02:31:51","guid":{"rendered":"https:\/\/geeksete.com\/?p=2103"},"modified":"2023-11-25T02:31:53","modified_gmt":"2023-11-25T02:31:53","slug":"educacao-financeira-gerenciar-suas-financas","status":"publish","type":"post","link":"https:\/\/geeksete.com\/hi_om\/\u0935\u093f\u0924\u094d\u0924\u0940\u092f-\u0936\u093f\u0915\u094d\u0937\u093e-\u0906\u092a\u0915\u0947-\u0935\u093f\u0924\u094d\/","title":{"rendered":"\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e \u0905\u092a\u0928\u0947 \u0935\u093f\u0924\u094d\u0924 \u0915\u093e \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0930\u0947\u0902"},"content":{"rendered":"

<\/p>\n\n\n\n

\u090f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong> \u092f\u0939 \u0906\u0927\u0941\u0928\u093f\u0915 \u0938\u092e\u093e\u091c \u092e\u0947\u0902 \u090f\u0915 \u0906\u0935\u0936\u094d\u092f\u0915 \u0915\u094c\u0936\u0932 \u0939\u0948, \u091c\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0914\u0930 \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u092e\u0943\u0926\u094d\u0927\u093f \u091a\u093e\u0939\u0928\u0947 \u0935\u093e\u0932\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092e\u094c\u0932\u093f\u0915 \u0939\u0948\u0964 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u0947 \u092c\u091c\u091f \u0938\u0947 \u0932\u0947\u0915\u0930 \u0928\u093f\u0935\u0947\u0936 \u0930\u0923\u0928\u0940\u0924\u093f\u092f\u094b\u0902 \u0924\u0915, \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0947 \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u0938\u093f\u0926\u094d\u0927\u093e\u0902\u0924\u094b\u0902 \u0915\u094b \u0938\u092e\u091d\u0928\u093e, \u0938\u0942\u091a\u093f\u0924 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964 \u092f\u0939 \u0932\u0947\u0916 \u0907\u0938\u0915\u0947 \u092e\u0939\u0924\u094d\u0935 \u0915\u094b \u092c\u0924\u093e\u0924\u093e \u0939\u0948 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong> \u0914\u0930 \u0906\u092a\u0915\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0914\u0930 \u092a\u093e\u0930\u093f\u0935\u093e\u0930\u093f\u0915 \u0935\u093f\u0924\u094d\u0924 \u0915\u0947 \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u094b \u092c\u0947\u0939\u0924\u0930 \u092c\u0928\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0935\u094d\u092f\u093e\u0935\u0939\u093e\u0930\u093f\u0915 \u0938\u0941\u091d\u093e\u0935 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n

\u0907\u0938 \u0938\u0902\u0926\u0930\u094d\u092d \u092e\u0947\u0902, \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong> \u092f\u0939 \u0915\u0947\u0935\u0932 \u0938\u0948\u0926\u094d\u0927\u093e\u0902\u0924\u093f\u0915 \u091c\u094d\u091e\u093e\u0928 \u0924\u0915 \u0938\u0940\u092e\u093f\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948; \u092f\u0939 \u0907\u0938 \u091c\u094d\u091e\u093e\u0928 \u0915\u094b \u0926\u0948\u0928\u093f\u0915 \u0905\u092d\u094d\u092f\u093e\u0938 \u092e\u0947\u0902 \u0932\u093e\u0917\u0942 \u0915\u0930\u0928\u0947 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0939\u0948\u0964 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0935\u093f\u0924\u094d\u0924 \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0922\u0902\u0917 \u0938\u0947 \u092a\u094d\u0930\u092c\u0902\u0927\u093f\u0924 \u0915\u0930\u0928\u093e \u0938\u0940\u0916\u0928\u0947 \u0938\u0947 \u091c\u0940\u0935\u0928 \u0915\u0940 \u092c\u0947\u0939\u0924\u0930 \u0917\u0941\u0923\u0935\u0924\u094d\u0924\u093e \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0906\u092a \u0905\u092a\u0928\u0947 \u0905\u0932\u094d\u092a\u0915\u093e\u0932\u093f\u0915 \u0914\u0930 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0915\u094d\u0937\u094d\u092f\u094b\u0902 \u0915\u094b \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n

\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e \u0915\u0947 \u092e\u0942\u0932 \u0938\u093f\u0926\u094d\u0927\u093e\u0902\u0924<\/strong><\/h3>\n\n\n\n

\u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0914\u0930 \u092a\u093e\u0930\u093f\u0935\u093e\u0930\u093f\u0915 \u092c\u091c\u091f<\/strong><\/h4>\n\n\n\n

\u092e\u0947\u0902 \u092a\u0939\u0932\u093e \u0915\u0926\u092e \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong> \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0914\u0930 \u092a\u093e\u0930\u093f\u0935\u093e\u0930\u093f\u0915 \u092c\u091c\u091f \u092c\u0928\u093e\u0928\u093e \u0914\u0930 \u092c\u0928\u093e\u090f \u0930\u0916\u0928\u093e \u0938\u0940\u0916 \u0930\u0939\u093e \u0939\u0948\u0964 \u090f\u0915 \u0938\u0941\u0928\u093f\u092f\u094b\u091c\u093f\u0924 \u092c\u091c\u091f \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0947 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u094b \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u093f\u0924 \u0915\u0930\u0928\u0947, \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u092c\u091a\u0924 \u0915\u0930\u0928\u0947 \u0914\u0930 \u0905\u092a\u094d\u0930\u0924\u094d\u092f\u093e\u0936\u093f\u0924 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0924\u0948\u092f\u093e\u0930 \u0930\u0939\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0905\u092a\u0928\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u094d\u0925\u093f\u0924\u093f \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0938\u094d\u092a\u0937\u094d\u091f \u0926\u0943\u0937\u094d\u091f\u093f\u0915\u094b\u0923 \u0930\u0916\u0928\u0947 \u0914\u0930 \u0909\u0928 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u0915\u0940 \u092a\u0939\u091a\u093e\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u091c\u0939\u093e\u0902 \u092c\u091a\u0924 \u0915\u0940 \u091c\u093e \u0938\u0915\u0924\u0940 \u0939\u0948, \u0938\u092d\u0940 \u0906\u092f \u0914\u0930 \u0935\u094d\u092f\u092f \u0915\u094b \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u0915\u0930\u0928\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964<\/p>\n\n\n\n

\u0935\u094d\u092f\u092f \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923<\/strong><\/h4>\n\n\n\n

\u0916\u0930\u094d\u091a\u094b\u0902 \u092a\u0930 \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923 \u0930\u0916\u0928\u093e \u090f\u0915 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0918\u091f\u0915 \u0939\u0948 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong>. \u0907\u0938\u092e\u0947\u0902 \u0928 \u0915\u0947\u0935\u0932 \u0905\u0928\u093e\u0935\u0936\u094d\u092f\u0915 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u094b \u0915\u092e \u0915\u0930\u0928\u093e \u0936\u093e\u092e\u093f\u0932 \u0939\u0948, \u092c\u0932\u094d\u0915\u093f \u0938\u094d\u092e\u093e\u0930\u094d\u091f \u0909\u092a\u092d\u094b\u0917 \u0935\u093f\u0915\u0932\u094d\u092a \u092c\u0928\u093e\u0928\u093e \u092d\u0940 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964 \u0905\u092a\u0928\u0947 \u0935\u093f\u0924\u094d\u0924 \u0915\u094b \u0938\u0902\u0924\u0941\u0932\u093f\u0924 \u0930\u0916\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u091c\u0930\u0942\u0930\u0924\u094b\u0902 \u0914\u0930 \u091a\u093e\u0939\u0924\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u0905\u0902\u0924\u0930 \u0915\u0930\u0928\u093e \u0938\u0940\u0916\u0928\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964<\/p>\n\n\n\n

\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0947\u0926\u0928<\/strong><\/h3>\n\n\n\n


\u0938\u092e\u091d \u0917\u092f\u093e, \u092e\u0948\u0902 "\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e" \u0915\u0940\u0935\u0930\u094d\u0921 \u092a\u0930 \u0927\u094d\u092f\u093e\u0928 \u0915\u0947\u0902\u0926\u094d\u0930\u093f\u0924 \u0915\u0930\u0924\u0947 \u0939\u0941\u090f \u0932\u0947\u0916 \u0915\u094b \u092b\u093f\u0930 \u0938\u0947 \u0932\u093f\u0916\u0942\u0902\u0917\u093e \u0914\u0930 \u092a\u0920\u0928\u0940\u092f\u0924\u093e \u092c\u0928\u093e\u090f \u0930\u0916\u0924\u0947 \u0939\u0941\u090f \u0914\u0930 \u092a\u094d\u0930\u093e\u0938\u0902\u0917\u093f\u0915 \u0924\u0930\u0940\u0915\u0947 \u0938\u0947 \u0915\u0940\u0935\u0930\u094d\u0921 \u0915\u094b \u0936\u093e\u092e\u093f\u0932 \u0915\u0930\u0924\u0947 \u0939\u0941\u090f \u0905\u0928\u0941\u0930\u094b\u0927\u093f\u0924 \u0936\u092c\u094d\u0926 \u0938\u0902\u0916\u094d\u092f\u093e \u0924\u0915 \u092a\u0939\u0941\u0902\u091a\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0907\u0938\u0915\u093e \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0915\u0930\u0942\u0902\u0917\u093e\u0964 \u0915\u0940\u0935\u0930\u094d\u0921 \u0915\u094b \u092a\u094d\u0930\u0924\u093f\u092c\u093f\u0902\u092c\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0936\u0940\u0930\u094d\u0937\u0915 \u0915\u094b \u092d\u0940 \u0938\u092e\u093e\u092f\u094b\u091c\u093f\u0924 \u0915\u093f\u092f\u093e \u091c\u093e\u090f\u0917\u093e\u0964 \u092f\u0939\u093e\u0901 \u0932\u0947\u0916 \u0915\u093e \u0938\u0902\u0936\u094b\u0927\u093f\u0924 \u0914\u0930 \u0935\u093f\u0938\u094d\u0924\u093e\u0930\u093f\u0924 \u0938\u0902\u0938\u094d\u0915\u0930\u0923 \u0939\u0948:<\/p>\n\n\n\n

\n\n\n\n

"\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e: \u0906\u092a\u0915\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0935\u093f\u0924\u094d\u0924 \u0915\u0947 \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0947 \u0932\u093f\u090f \u0930\u0923\u0928\u0940\u0924\u093f\u092f\u093e\u0901"<\/strong><\/h3>\n\n\n\n

\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e \u0915\u093e \u092a\u0930\u093f\u091a\u092f<\/strong><\/h3>\n\n\n\n

\u090f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong> \u092f\u0939 \u0906\u0927\u0941\u0928\u093f\u0915 \u0938\u092e\u093e\u091c \u092e\u0947\u0902 \u090f\u0915 \u0906\u0935\u0936\u094d\u092f\u0915 \u0915\u094c\u0936\u0932 \u0939\u0948, \u091c\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0914\u0930 \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u092e\u0943\u0926\u094d\u0927\u093f \u091a\u093e\u0939\u0928\u0947 \u0935\u093e\u0932\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092e\u094c\u0932\u093f\u0915 \u0939\u0948\u0964 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u0947 \u092c\u091c\u091f \u0938\u0947 \u0932\u0947\u0915\u0930 \u0928\u093f\u0935\u0947\u0936 \u0930\u0923\u0928\u0940\u0924\u093f\u092f\u094b\u0902 \u0924\u0915, \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0947 \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u0938\u093f\u0926\u094d\u0927\u093e\u0902\u0924\u094b\u0902 \u0915\u094b \u0938\u092e\u091d\u0928\u093e, \u0938\u0942\u091a\u093f\u0924 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964 \u092f\u0939 \u0932\u0947\u0916 \u0907\u0938\u0915\u0947 \u092e\u0939\u0924\u094d\u0935 \u0915\u094b \u092c\u0924\u093e\u0924\u093e \u0939\u0948 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong> \u0914\u0930 \u0906\u092a\u0915\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0914\u0930 \u092a\u093e\u0930\u093f\u0935\u093e\u0930\u093f\u0915 \u0935\u093f\u0924\u094d\u0924 \u0915\u0947 \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u094b \u092c\u0947\u0939\u0924\u0930 \u092c\u0928\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0935\u094d\u092f\u093e\u0935\u0939\u093e\u0930\u093f\u0915 \u0938\u0941\u091d\u093e\u0935 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n

\u0907\u0938 \u0938\u0902\u0926\u0930\u094d\u092d \u092e\u0947\u0902, \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong> \u092f\u0939 \u0915\u0947\u0935\u0932 \u0938\u0948\u0926\u094d\u0927\u093e\u0902\u0924\u093f\u0915 \u091c\u094d\u091e\u093e\u0928 \u0924\u0915 \u0938\u0940\u092e\u093f\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948; \u092f\u0939 \u0907\u0938 \u091c\u094d\u091e\u093e\u0928 \u0915\u094b \u0926\u0948\u0928\u093f\u0915 \u0905\u092d\u094d\u092f\u093e\u0938 \u092e\u0947\u0902 \u0932\u093e\u0917\u0942 \u0915\u0930\u0928\u0947 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0939\u0948\u0964 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0935\u093f\u0924\u094d\u0924 \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0922\u0902\u0917 \u0938\u0947 \u092a\u094d\u0930\u092c\u0902\u0927\u093f\u0924 \u0915\u0930\u0928\u093e \u0938\u0940\u0916\u0928\u0947 \u0938\u0947 \u091c\u0940\u0935\u0928 \u0915\u0940 \u092c\u0947\u0939\u0924\u0930 \u0917\u0941\u0923\u0935\u0924\u094d\u0924\u093e \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0906\u092a \u0905\u092a\u0928\u0947 \u0905\u0932\u094d\u092a\u0915\u093e\u0932\u093f\u0915 \u0914\u0930 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0915\u094d\u0937\u094d\u092f\u094b\u0902 \u0915\u094b \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n

\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e \u0915\u0947 \u092e\u0942\u0932 \u0938\u093f\u0926\u094d\u0927\u093e\u0902\u0924<\/strong><\/h3>\n\n\n\n

\u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0914\u0930 \u092a\u093e\u0930\u093f\u0935\u093e\u0930\u093f\u0915 \u092c\u091c\u091f<\/strong><\/h4>\n\n\n\n

\u092e\u0947\u0902 \u092a\u0939\u0932\u093e \u0915\u0926\u092e \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong> \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0914\u0930 \u092a\u093e\u0930\u093f\u0935\u093e\u0930\u093f\u0915 \u092c\u091c\u091f \u092c\u0928\u093e\u0928\u093e \u0914\u0930 \u092c\u0928\u093e\u090f \u0930\u0916\u0928\u093e \u0938\u0940\u0916 \u0930\u0939\u093e \u0939\u0948\u0964 \u090f\u0915 \u0938\u0941\u0928\u093f\u092f\u094b\u091c\u093f\u0924 \u092c\u091c\u091f \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0947 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u094b \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u093f\u0924 \u0915\u0930\u0928\u0947, \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u092c\u091a\u0924 \u0915\u0930\u0928\u0947 \u0914\u0930 \u0905\u092a\u094d\u0930\u0924\u094d\u092f\u093e\u0936\u093f\u0924 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0924\u0948\u092f\u093e\u0930 \u0930\u0939\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0905\u092a\u0928\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u094d\u0925\u093f\u0924\u093f \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0938\u094d\u092a\u0937\u094d\u091f \u0926\u0943\u0937\u094d\u091f\u093f\u0915\u094b\u0923 \u0930\u0916\u0928\u0947 \u0914\u0930 \u0909\u0928 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u0915\u0940 \u092a\u0939\u091a\u093e\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u091c\u0939\u093e\u0902 \u092c\u091a\u0924 \u0915\u0940 \u091c\u093e \u0938\u0915\u0924\u0940 \u0939\u0948, \u0938\u092d\u0940 \u0906\u092f \u0914\u0930 \u0935\u094d\u092f\u092f \u0915\u094b \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u0915\u0930\u0928\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964<\/p>\n\n\n\n

\u0935\u094d\u092f\u092f \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923<\/strong><\/h4>\n\n\n\n

\u0916\u0930\u094d\u091a\u094b\u0902 \u092a\u0930 \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923 \u0930\u0916\u0928\u093e \u090f\u0915 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0918\u091f\u0915 \u0939\u0948 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong>. \u0907\u0938\u092e\u0947\u0902 \u0928 \u0915\u0947\u0935\u0932 \u0905\u0928\u093e\u0935\u0936\u094d\u092f\u0915 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u094b \u0915\u092e \u0915\u0930\u0928\u093e \u0936\u093e\u092e\u093f\u0932 \u0939\u0948, \u092c\u0932\u094d\u0915\u093f \u0938\u094d\u092e\u093e\u0930\u094d\u091f \u0909\u092a\u092d\u094b\u0917 \u0935\u093f\u0915\u0932\u094d\u092a \u092c\u0928\u093e\u0928\u093e \u092d\u0940 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964 \u0905\u092a\u0928\u0947 \u0935\u093f\u0924\u094d\u0924 \u0915\u094b \u0938\u0902\u0924\u0941\u0932\u093f\u0924 \u0930\u0916\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u091c\u0930\u0942\u0930\u0924\u094b\u0902 \u0914\u0930 \u091a\u093e\u0939\u0924\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u0905\u0902\u0924\u0930 \u0915\u0930\u0928\u093e \u0938\u0940\u0916\u0928\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964<\/p>\n\n\n\n

\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0947\u0926\u0928<\/strong><\/h3>\n\n\n\n

1. \u092a\u0941\u0926\u0940\u0928\u093e<\/strong><\/h4>\n\n\n\n

\u092a\u0941\u0926\u0940\u0928\u093e<\/strong> \u090f\u0915 \u0910\u092a \u0939\u0948 \u091c\u094b \u0906\u092a\u0915\u094b \u0906\u092a\u0915\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0935\u093f\u0924\u094d\u0924 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u090f\u0915 \u0935\u094d\u092f\u093e\u092a\u0915 \u0926\u0943\u0937\u094d\u091f\u093f\u0915\u094b\u0923 \u0926\u0947\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u0906\u092a\u0915\u094b \u0916\u0930\u094d\u091a\u094b\u0902 \u092a\u0930 \u0928\u091c\u093c\u0930 \u0930\u0916\u0928\u0947, \u092c\u091c\u091f \u092c\u0928\u093e\u0928\u0947 \u0914\u0930 \u0928\u093f\u0935\u0947\u0936 \u0915\u0940 \u0928\u093f\u0917\u0930\u093e\u0928\u0940 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0947\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u092f\u0939 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0906\u0935\u0936\u094d\u092f\u0915 \u0909\u092a\u0915\u0930\u0923 \u092c\u0928 \u091c\u093e\u0924\u093e \u0939\u0948 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong> \u0905\u092d\u094d\u092f\u093e\u0938\u0964<\/p>\n\n\n\n

\u092e\u093f\u0902\u091f \u0915\u0947 \u0938\u093e\u0925, \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0906\u0938\u093e\u0928\u0940 \u0938\u0947 \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u0947 \u0915\u0947 \u092a\u0948\u091f\u0930\u094d\u0928 \u0915\u0940 \u092a\u0939\u091a\u093e\u0928 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0915\u094d\u0937\u094d\u092f \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092e\u0947\u0902 \u0938\u0941\u0927\u093e\u0930 \u0915\u0947 \u0932\u093f\u090f \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0938\u0941\u091d\u093e\u0935 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n

2. \u0906\u092a\u0915\u094b \u090f\u0915 \u092c\u091c\u091f \u091a\u093e\u0939\u093f\u090f (YNAB)<\/strong><\/h4>\n\n\n\n

YNAB<\/strong> \u092c\u091c\u091f \u092e\u0947\u0902 \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u0921\u0949\u0932\u0930 \u0915\u094b \u090f\u0915 \u0935\u093f\u0936\u093f\u0937\u094d\u091f \u092d\u0942\u092e\u093f\u0915\u093e \u0926\u0947\u0928\u0947 \u0915\u0947 \u092e\u0939\u0924\u094d\u0935 \u092a\u0930 \u091c\u094b\u0930 \u0926\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964 \u092f\u0939 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928 \u0909\u0928 \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0906\u0926\u0930\u094d\u0936 \u0939\u0948 \u091c\u094b \u0938\u0915\u094d\u0930\u093f\u092f \u0926\u0943\u0937\u094d\u091f\u093f\u0915\u094b\u0923 \u0915\u0940 \u0924\u0932\u093e\u0936 \u092e\u0947\u0902 \u0939\u0948\u0902 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong>, \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u092f\u0939 \u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0914\u0930 \u0935\u093f\u0924\u094d\u0924 \u0915\u0947 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0926\u0943\u0937\u094d\u091f\u093f\u0915\u094b\u0923 \u0915\u094b \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n

\u0935\u093e\u0908\u090f\u0928\u090f\u092c\u0940 \u090f\u0915 \u0932\u091a\u0940\u0932\u093e \u092c\u091c\u091f \u092c\u0928\u093e\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948 \u091c\u094b \u092c\u0926\u0932\u0924\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0915\u0942\u0932 \u0939\u094b\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u094b \u0905\u092a\u0928\u0947 \u092c\u091a\u0924 \u0932\u0915\u094d\u0937\u094d\u092f\u094b\u0902 \u0924\u0915 \u092a\u0939\u0941\u0902\u091a\u0928\u0947 \u0914\u0930 \u0915\u0930\u094d\u091c \u0915\u092e \u0915\u0930\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n

3. \u092c\u0932\u0942\u0924 \u0915\u093e \u092b\u0932<\/strong><\/h4>\n\n\n\n

\u0936\u093e\u0939\u092c\u0932\u0942\u0924<\/strong> \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0905\u092d\u093f\u0928\u0935 \u0909\u092a\u0915\u0930\u0923 \u0939\u0948 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong> \u091c\u094b \u092c\u091a\u0924 \u0914\u0930 \u0928\u093f\u0935\u0947\u0936 \u0915\u094b \u091c\u094b\u0921\u093c\u0924\u0940 \u0939\u0948\u0964 \u0916\u0930\u0940\u0926 \u0915\u094b \u0928\u093f\u0915\u091f\u0924\u092e \u0921\u0949\u0932\u0930 \u092e\u0947\u0902 \u092a\u0942\u0930\u094d\u0923\u093e\u0902\u0915\u093f\u0924 \u0915\u0930\u0915\u0947, \u0935\u0939 \u0905\u0902\u0924\u0930 \u0915\u093e \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0928\u093f\u0935\u0947\u0936 \u0915\u0940 \u0926\u0941\u0928\u093f\u092f\u093e \u092e\u0947\u0902 \u092a\u094d\u0930\u0935\u0947\u0936 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n

\u0907\u0938\u0915\u0947 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924, \u090f\u0915\u094b\u0930\u094d\u0928 \u0936\u0948\u0915\u094d\u0937\u093f\u0915 \u0938\u0941\u0935\u093f\u0927\u093e\u090f\u0901 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948 \u091c\u094b \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u094b \u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0938\u0940\u0916\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u092f\u0939 \u0905\u092a\u0928\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u091c\u094d\u091e\u093e\u0928 \u0915\u093e \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0907\u091a\u094d\u091b\u0941\u0915 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u092e\u0942\u0932\u094d\u092f\u0935\u093e\u0928 \u0935\u093f\u0915\u0932\u094d\u092a \u092c\u0928 \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n

4. \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u092a\u0942\u0902\u091c\u0940<\/strong><\/h4>\n\n\n\n

\u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u092a\u0942\u0902\u091c\u0940<\/strong> \u0928\u093f\u0935\u0947\u0936 \u0914\u0930 \u0927\u0928 \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0947 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0938\u0947 \u090f\u0915 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928 \u0939\u0948\u0964 \u092f\u0939 \u0928\u093f\u0935\u0947\u0936 \u0915\u093e \u0935\u093f\u0938\u094d\u0924\u0943\u0924 \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0923 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u094b \u0905\u092a\u0928\u0947 \u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u0915\u0947 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0915\u094b \u0938\u092e\u091d\u0928\u0947 \u0914\u0930 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n

\u092f\u0939 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0936\u0915\u094d\u0924\u093f\u0936\u093e\u0932\u0940 \u0909\u092a\u0915\u0930\u0923 \u0939\u0948 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong> \u0917\u0902\u092d\u0940\u0930\u0924\u093e \u0938\u0947 \u0914\u0930 \u0905\u092a\u0928\u0947 \u0928\u093f\u0935\u0947\u0936 \u0914\u0930 \u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u092f\u094b\u091c\u0928\u093e \u092a\u0930 \u0905\u0927\u093f\u0915 \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923 \u0930\u0916\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n

\u0928\u093f\u0935\u0947\u0936 \u0914\u0930 \u092c\u091a\u0924: \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e \u0915\u093e \u0935\u093f\u0938\u094d\u0924\u093e\u0930<\/strong><\/h3>\n\n\n\n

\u0928\u093f\u0935\u0947\u0936 \u0915\u094b \u0938\u092e\u091d\u0928\u093e<\/strong><\/h4>\n\n\n\n

\u090f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong> \u0907\u0938\u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0940 \u0938\u092e\u091d \u092d\u0940 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964 \u0928\u093f\u0935\u0947\u0936 \u0905\u092a\u0928\u093e \u092a\u0948\u0938\u093e \u092c\u0922\u093c\u093e\u0928\u0947 \u0914\u0930 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0915\u094d\u0937\u094d\u092f \u0939\u093e\u0938\u093f\u0932 \u0915\u0930\u0928\u0947 \u0915\u093e \u090f\u0915 \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0924\u0930\u0940\u0915\u093e \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0901\u0915\u093f, \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0947 \u0928\u093f\u0935\u0947\u0936\u094b\u0902 \u0914\u0930 \u0909\u0928\u0915\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u091c\u094b\u0916\u093f\u092e\u094b\u0902 \u0915\u094b \u0938\u092e\u091d\u0928\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964 \u0938\u094d\u091f\u0949\u0915 \u0938\u0947 \u0932\u0947\u0915\u0930 \u0928\u093f\u0935\u0947\u0936 \u092b\u0902\u0921 \u0924\u0915, \u0935\u093f\u0935\u093f\u0927\u0940\u0915\u0930\u0923 \u091c\u094b\u0916\u093f\u092e \u0915\u094b \u0915\u092e \u0915\u0930\u0928\u0947 \u0914\u0930 \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u094b \u0905\u0927\u093f\u0915\u0924\u092e \u0915\u0930\u0928\u0947 \u0915\u0940 \u0915\u0941\u0902\u091c\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n

\u092c\u091a\u0924 \u0915\u093e \u092e\u0939\u0924\u094d\u0935<\/strong><\/h4>\n\n\n\n

\u092c\u091a\u0924 \u090f\u0915 \u092e\u0942\u0932\u092d\u0942\u0924 \u092a\u0939\u0932\u0942 \u0939\u0948 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong>. \u0906\u092a\u093e\u0924\u0915\u093e\u0932\u0940\u0928 \u0928\u093f\u0927\u093f \u0930\u0916\u0928\u0947 \u0938\u0947 \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0938\u0947 \u0938\u092e\u091d\u094c\u0924\u093e \u0915\u093f\u090f \u092c\u093f\u0928\u093e \u0905\u092a\u094d\u0930\u0924\u094d\u092f\u093e\u0936\u093f\u0924 \u0918\u091f\u0928\u093e\u0913\u0902 \u0938\u0947 \u0928\u093f\u092a\u091f\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u092e\u093f\u0932 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e, \u0935\u093f\u0936\u093f\u0937\u094d\u091f \u0932\u0915\u094d\u0937\u094d\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092c\u091a\u0924, \u091c\u0948\u0938\u0947 \u0915\u093f \u0918\u0930 \u0916\u0930\u0940\u0926\u0928\u093e \u092f\u093e \u0905\u092a\u0928\u0947 \u092c\u091a\u094d\u091a\u094b\u0902 \u0915\u094b \u0936\u093f\u0915\u094d\u0937\u093f\u0924 \u0915\u0930\u0928\u093e, \u0915\u0947 \u0932\u093f\u090f \u092f\u094b\u091c\u0928\u093e \u0914\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0905\u0928\u0941\u0936\u093e\u0938\u0928 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n

\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0905\u0915\u094d\u0938\u0930 \u092a\u0942\u091b\u0947 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u092a\u094d\u0930\u0936\u094d\u0928<\/strong><\/h3>\n\n\n\n

1. \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e \u0915\u094d\u092f\u094b\u0902 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948?<\/strong><\/h4>\n\n\n\n

\u090f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong> \u092a\u0948\u0938\u0947 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0938\u094b\u091a-\u0938\u092e\u091d\u0915\u0930 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0928\u0947, \u0915\u0930\u094d\u091c \u0915\u093e \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0930\u0928\u0947, \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u092c\u091a\u0924 \u0915\u0930\u0928\u0947 \u0914\u0930 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092f\u0939 \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u0948\u0964<\/p>\n\n\n\n

2. \u092e\u0948\u0902 \u0915\u092e \u092a\u0948\u0938\u0947 \u0938\u0947 \u0928\u093f\u0935\u0947\u0936 \u0915\u0948\u0938\u0947 \u0936\u0941\u0930\u0942 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0942\u0902?<\/strong><\/h4>\n\n\n\n

\u0915\u092e \u092a\u0948\u0938\u0947 \u0938\u0947 \u0928\u093f\u0935\u0947\u0936 \u0936\u0941\u0930\u0942 \u0915\u0930\u0928\u093e \u0909\u0928 \u0905\u0928\u0941\u092a\u094d\u0930\u092f\u094b\u0917\u094b\u0902 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0938\u0902\u092d\u0935 \u0939\u0948 \u091c\u094b \u0906\u0902\u0936\u093f\u0915 \u092f\u093e \u0938\u094d\u0935\u091a\u093e\u0932\u093f\u0924 \u0928\u093f\u0935\u0947\u0936 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0947\u0924\u0947 \u0939\u0948\u0902, \u091c\u0948\u0938\u0947 \u0915\u093f \u090f\u0915\u0949\u0930\u094d\u0928\u0964 \u0926\u0942\u0938\u0930\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u0915\u092e \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0936\u0941\u0932\u094d\u0915 \u0935\u093e\u0932\u0947 \u0907\u0902\u0921\u0947\u0915\u094d\u0938 \u092b\u0902\u0921 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u093e \u0939\u0948\u0964<\/p>\n\n\n\n

3. \u092c\u091c\u091f \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u093e \u0938\u092c\u0938\u0947 \u0905\u091a\u094d\u091b\u093e \u0924\u0930\u0940\u0915\u093e \u0915\u094d\u092f\u093e \u0939\u0948?<\/strong><\/h4>\n\n\n\n

\u092c\u091c\u091f \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u093e \u0938\u092c\u0938\u0947 \u0905\u091a\u094d\u091b\u093e \u0924\u0930\u0940\u0915\u093e \u0939\u0948 \u0915\u093f \u0906\u092a \u0905\u092a\u0928\u0940 \u0906\u092f \u0914\u0930 \u0935\u094d\u092f\u092f \u0915\u093e \u0928\u0915\u094d\u0936\u093e \u0924\u0948\u092f\u093e\u0930 \u0915\u0930\u0947\u0902, \u0938\u094d\u092a\u0937\u094d\u091f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0915\u094d\u0937\u094d\u092f \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0915\u0930\u0947\u0902 \u0914\u0930 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0928\u0941\u0938\u093e\u0930 \u092c\u091c\u091f \u0915\u094b \u0938\u092e\u093e\u092f\u094b\u091c\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u092f\u092e\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u0905\u092a\u0928\u0947 \u0916\u0930\u094d\u091a \u0915\u0940 \u0928\u093f\u0917\u0930\u093e\u0928\u0940 \u0915\u0930\u0947\u0902\u0964<\/p>\n\n\n\n

4. \u092e\u0948\u0902 \u0905\u092a\u0928\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0915\u0948\u0938\u0947 \u0938\u0941\u0927\u093e\u0930 \u0938\u0915\u0924\u093e \u0939\u0942\u0901?<\/strong><\/h4>\n\n\n\n

\u0906\u092a\u0915\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u092e\u0947\u0902 \u0938\u0941\u0927\u093e\u0930 \u092e\u0947\u0902 \u0938\u092e\u092f \u092a\u0930 \u092c\u093f\u0932\u094b\u0902 \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0928\u093e, \u0905\u092a\u0928\u0947 \u090b\u0923 \u0936\u0947\u0937 \u0915\u094b \u0915\u092e \u0915\u0930\u0928\u093e \u0914\u0930 \u092c\u093e\u0930-\u092c\u093e\u0930 \u0928\u090f \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0947\u0926\u0928 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092c\u091a\u0928\u093e \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964 \u090f\u0915 \u0932\u0902\u092c\u093e \u0914\u0930 \u0935\u093f\u0935\u093f\u0927 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0907\u0924\u093f\u0939\u093e\u0938 \u092c\u0928\u093e\u090f \u0930\u0916\u0928\u0947 \u0938\u0947 \u092d\u0940 \u092e\u0926\u0926 \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n

5. \u0915\u094d\u092f\u093e \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0910\u092a\u094d\u0938 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u093e \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0939\u0948?<\/strong><\/h4>\n\n\n\n

\u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0910\u092a \u092e\u091c\u092c\u0942\u0924 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0909\u092a\u093e\u092f\u094b\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u0910\u092a \u0915\u0940 \u092a\u094d\u0930\u0924\u093f\u0937\u094d\u0920\u093e \u0915\u0940 \u091c\u093e\u0902\u091a \u0915\u0930\u0928\u093e \u0914\u0930 \u092f\u0939 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948 \u0915\u093f \u092f\u0939 \u090f\u0928\u094d\u0915\u094d\u0930\u093f\u092a\u094d\u0936\u0928 \u0914\u0930 \u0905\u0928\u094d\u092f \u0921\u0947\u091f\u093e \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0909\u092a\u093e\u092f\u094b\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n

6. \u092e\u0948\u0902 \u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u0915\u0947 \u0932\u093f\u090f \u0915\u0948\u0938\u0947 \u092c\u091a\u0924 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0942\u0902?<\/strong><\/h4>\n\n\n\n

\u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u0915\u0947 \u0932\u093f\u090f \u092c\u091a\u0924 \u092e\u0947\u0902 \u091c\u0932\u094d\u0926\u0940 \u0936\u0941\u0930\u0941\u0906\u0924 \u0915\u0930\u0928\u093e, \u0905\u092e\u0947\u0930\u093f\u0915\u093e \u092e\u0947\u0902 \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u094d\u0930\u0926\u0924\u094d\u0924 \u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u091c\u0948\u0938\u0947 401(k) \u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e\u0928\u093e \u0914\u0930 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u0916\u093e\u0924\u093e (\u0906\u0908\u0906\u0930\u090f) \u0916\u094b\u0932\u0928\u0947 \u092a\u0930 \u0935\u093f\u091a\u093e\u0930 \u0915\u0930\u0928\u093e \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964<\/p>\n\n\n\n

7. \u0906\u092a\u093e\u0924\u0915\u093e\u0932\u0940\u0928 \u0928\u093f\u0927\u093f \u0914\u0930 \u0928\u093f\u092f\u092e\u093f\u0924 \u092c\u091a\u0924 \u0915\u0947 \u092c\u0940\u091a \u0915\u094d\u092f\u093e \u0905\u0902\u0924\u0930 \u0939\u0948?<\/strong><\/h4>\n\n\n\n

\u0906\u092a\u093e\u0924\u0915\u093e\u0932\u0940\u0928 \u0928\u093f\u0927\u093f \u090f\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0906\u0930\u0915\u094d\u0937\u093f\u0924 \u0928\u093f\u0927\u093f \u0939\u0948 \u091c\u093f\u0938\u0947 \u0905\u092a\u094d\u0930\u0924\u094d\u092f\u093e\u0936\u093f\u0924 \u0916\u0930\u094d\u091a\u094b\u0902 \u092f\u093e \u0906\u092f \u0915\u0940 \u0939\u093e\u0928\u093f \u0915\u094b \u0915\u0935\u0930 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0921\u093f\u091c\u093c\u093e\u0907\u0928 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948, \u091c\u092c\u0915\u093f \u0928\u093f\u092f\u092e\u093f\u0924 \u092c\u091a\u0924 \u0935\u093f\u0936\u093f\u0937\u094d\u091f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0915\u094d\u0937\u094d\u092f\u094b\u0902, \u091c\u0948\u0938\u0947 \u092f\u093e\u0924\u094d\u0930\u093e \u092f\u093e \u0938\u093e\u092e\u093e\u0928 \u0916\u0930\u0940\u0926\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n

8. \u0915\u094d\u092f\u093e \u092e\u0941\u091d\u0947 \u092a\u0939\u0932\u0947 \u0915\u0930\u094d\u091c \u091a\u0941\u0915\u093e\u0928\u093e \u091a\u093e\u0939\u093f\u090f \u092f\u093e \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u093f\u090f?<\/strong><\/h4>\n\n\n\n

\u090b\u0923 \u091a\u0941\u0915\u093e\u0928\u093e \u0939\u0948 \u092f\u093e \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u093e \u0939\u0948 \u0907\u0938\u0915\u093e \u0928\u093f\u0930\u094d\u0923\u092f \u090b\u0923 \u092a\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0914\u0930 \u0928\u093f\u0935\u0947\u0936 \u092a\u0930 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0930\u093f\u091f\u0930\u094d\u0928 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0924\u094c\u0930 \u092a\u0930, \u0928\u093f\u0935\u0947\u0936 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0909\u091a\u094d\u091a \u092c\u094d\u092f\u093e\u091c \u0935\u093e\u0932\u0947 \u090b\u0923 \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0938\u0932\u093e\u0939 \u0926\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n

9. \u092e\u0948\u0902 \u0905\u092a\u0928\u0947 \u092c\u091a\u094d\u091a\u094b\u0902 \u0915\u094b \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e \u0915\u0948\u0938\u0947 \u092a\u0922\u093c\u093e \u0938\u0915\u0924\u093e \u0939\u0942\u0901?<\/strong><\/h4>\n\n\n\n

\u092c\u091a\u094d\u091a\u094b\u0902 \u0915\u094b \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u093e\u0915\u094d\u0937\u0930\u0924\u093e \u0938\u093f\u0916\u093e\u0928\u0947 \u092e\u0947\u0902 \u092a\u0948\u0938\u0947 \u092a\u0930 \u0916\u0941\u0932\u0915\u0930 \u091a\u0930\u094d\u091a\u093e \u0915\u0930\u0928\u093e, \u0909\u0928\u094d\u0939\u0947\u0902 \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0947 \u0932\u093f\u090f \u092d\u0924\u094d\u0924\u0947 \u0926\u0947\u0928\u093e \u0914\u0930 \u0909\u0928\u094d\u0939\u0947\u0902 \u092c\u091a\u0924 \u0915\u0930\u0928\u0947 \u0914\u0930 \u0938\u091a\u0947\u0924 \u0930\u0942\u092a \u0938\u0947 \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u093f\u0924 \u0915\u0930\u0928\u093e \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964<\/p>\n\n\n\n

10. \u092f\u0926\u093f \u092e\u0941\u091d\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u0920\u093f\u0928\u093e\u0907\u092f\u094b\u0902 \u0915\u093e \u0938\u093e\u092e\u0928\u093e \u0915\u0930\u0928\u093e \u092a\u0921\u093c \u0930\u0939\u093e \u0939\u0948 \u0924\u094b \u092e\u0941\u091d\u0947 \u0915\u094d\u092f\u093e \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u093f\u090f?<\/strong><\/h4>\n\n\n\n

\u092f\u0926\u093f \u0906\u092a \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u0920\u093f\u0928\u093e\u0907\u092f\u094b\u0902 \u0915\u093e \u0938\u093e\u092e\u0928\u093e \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902, \u0924\u094b \u0905\u092a\u0928\u0947 \u092c\u091c\u091f \u0915\u0940 \u0938\u092e\u0940\u0915\u094d\u0937\u093e \u0915\u0930\u0928\u093e, \u0905\u0928\u093e\u0935\u0936\u094d\u092f\u0915 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u094b \u0915\u092e \u0915\u0930\u0928\u093e, \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0932\u093e\u0939 \u0932\u0947\u0928\u093e \u0914\u0930 \u090b\u0923 \u092a\u0941\u0928\u0930\u094d\u0928\u093f\u0927\u093e\u0930\u0923 \u092a\u0930 \u0935\u093f\u091a\u093e\u0930 \u0915\u0930\u0928\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964<\/p>\n\n\n\n

<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937<\/strong><\/h3>\n\n\n\n

\u090f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong> \u090f\u0915 \u0936\u0915\u094d\u0924\u093f\u0936\u093e\u0932\u0940 \u0909\u092a\u0915\u0930\u0923 \u0939\u0948 \u091c\u094b \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u092f\u094b\u0902 \u0914\u0930 \u092a\u0930\u093f\u0935\u093e\u0930\u094b\u0902 \u0915\u094b \u0938\u0942\u091a\u093f\u0924 \u0914\u0930 \u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0938\u0936\u0915\u094d\u0924 \u092c\u0928\u093e\u0924\u093e \u0939\u0948\u0964 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0935\u093f\u0924\u094d\u0924 \u092a\u094d\u0930\u092c\u0902\u0927\u0928, \u0928\u093f\u0935\u0947\u0936 \u0914\u0930 \u0905\u0930\u094d\u0925\u0936\u093e\u0938\u094d\u0924\u094d\u0930 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u091c\u094d\u091e\u093e\u0928 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930\u0915\u0947, \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0930\u0942\u092a \u0938\u0947 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0920\u094b\u0938 \u0906\u0927\u093e\u0930 \u092c\u0928\u093e\u0928\u093e \u0938\u0902\u092d\u0935 \u0939\u0948\u0964 \u092f\u093e\u0926 \u0930\u0916\u0947\u0902 \u0915\u093f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u0915\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u091c\u093e\u0930\u0940 \u0939\u0948 \u0914\u0930 \u0907\u0938\u0915\u0947 \u0932\u093f\u090f \u0927\u0948\u0930\u094d\u092f, \u0905\u0928\u0941\u0936\u093e\u0938\u0928 \u0914\u0930 \u0928\u093f\u0930\u0902\u0924\u0930 \u0938\u0940\u0916\u0928\u0947 \u0915\u0940 \u092a\u094d\u0930\u0924\u093f\u092c\u0926\u094d\u0927\u0924\u093e \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u0948\u0964 \u0938\u0939\u0940 \u0930\u0923\u0928\u0940\u0924\u093f\u092f\u094b\u0902 \u0914\u0930 \u0938\u0939\u0940 \u0909\u092a\u0915\u0930\u0923\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925, \u0906\u092a \u0905\u092a\u0928\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0915\u094d\u0937\u094d\u092f\u094b\u0902 \u0915\u094b \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0905\u0927\u093f\u0915 \u0936\u093e\u0902\u0924\u093f\u092a\u0942\u0930\u094d\u0923 \u0914\u0930 \u0938\u092e\u0943\u0926\u094d\u0927 \u091c\u0940\u0935\u0928 \u0915\u093e \u0906\u0928\u0902\u0926 \u0932\u0947 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>","protected":false},"excerpt":{"rendered":"

\u0906\u0927\u0941\u0928\u093f\u0915 \u0938\u092e\u093e\u091c \u092e\u0947\u0902 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e \u090f\u0915 \u0906\u0935\u0936\u094d\u092f\u0915 \u0915\u094c\u0936\u0932 \u0939\u0948, \u091c\u094b \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0914\u0930 \u0938\u092e\u0943\u0926\u094d\u0927\u093f \u091a\u093e\u0939\u0928\u0947 \u0935\u093e\u0932\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092e\u094c\u0932\u093f\u0915 \u0939\u0948\u0964 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u0947 \u092c\u091c\u091f \u0938\u0947 \u0932\u0947\u0915\u0930 \u0928\u093f\u0935\u0947\u0936 \u0930\u0923\u0928\u0940\u0924\u093f\u092f\u094b\u0902 \u0924\u0915, \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0947 \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u0938\u093f\u0926\u094d\u0927\u093e\u0902\u0924\u094b\u0902 \u0915\u094b \u0938\u092e\u091d\u0928\u093e, \u0938\u0942\u091a\u093f\u0924 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964 \u092f\u0939 \u0932\u0947\u0916 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e \u0915\u0947 \u092e\u0939\u0924\u094d\u0935 \u0915\u094b \u0938\u0902\u092c\u094b\u0927\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948 \u0914\u0930 \u0938\u0941\u0927\u093e\u0930 \u0915\u0947 \u0932\u093f\u090f \u0935\u094d\u092f\u093e\u0935\u0939\u093e\u0930\u093f\u0915 \u0938\u0941\u091d\u093e\u0935 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948 [\u2026]<\/p>","protected":false},"author":7,"featured_media":2104,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":{"0":"post-2103","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-financeiro"},"yoast_head":"\nEduca\u00e7\u00e3o Financeira Gerenciar suas Finan\u00e7as - Geeksete<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Educa\u00e7\u00e3o Financeira Gerenciar suas Finan\u00e7as - Geeksete\" \/>\n<meta property=\"og:description\" content=\"A educa\u00e7\u00e3o financeira \u00e9 uma habilidade essencial na sociedade moderna, fundamental para quem busca seguran\u00e7a e prosperidade econ\u00f4mica. Compreender os princ\u00edpios b\u00e1sicos de gest\u00e3o financeira, desde o or\u00e7amento familiar at\u00e9 estrat\u00e9gias de investimento, \u00e9 crucial para tomar decis\u00f5es financeiras informadas. Este artigo aborda a import\u00e2ncia da educa\u00e7\u00e3o financeira e oferece dicas pr\u00e1ticas para melhorar a […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/geeksete.com\/hi_om\/\u0935\u093f\u0924\u094d\u0924\u0940\u092f-\u0936\u093f\u0915\u094d\u0937\u093e-\u0906\u092a\u0915\u0947-\u0935\u093f\u0924\u094d\/\" \/>\n<meta property=\"og:site_name\" content=\"Geeksete\" \/>\n<meta property=\"article:published_time\" content=\"2023-11-25T02:31:51+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-11-25T02:31:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/geeksete.com\/wp-content\/uploads\/2023\/11\/Educacao-Financeira-Tudo-o-que-voce-nao-sabia-e-precisa-conhecer.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Andr\u00e9 Luiz\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Andr\u00e9 Luiz\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/geeksete.com\/educacao-financeira-gerenciar-suas-financas\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/geeksete.com\/educacao-financeira-gerenciar-suas-financas\/\"},\"author\":{\"name\":\"Andr\u00e9 Luiz\",\"@id\":\"https:\/\/geeksete.com\/#\/schema\/person\/89167948000ef30a443a231da2b66682\"},\"headline\":\"Educa\u00e7\u00e3o Financeira Gerenciar suas Finan\u00e7as\",\"datePublished\":\"2023-11-25T02:31:51+00:00\",\"dateModified\":\"2023-11-25T02:31:53+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/geeksete.com\/educacao-financeira-gerenciar-suas-financas\/\"},\"wordCount\":1485,\"publisher\":{\"@id\":\"https:\/\/geeksete.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/geeksete.com\/educacao-financeira-gerenciar-suas-financas\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/geeksete.com\/wp-content\/uploads\/2023\/11\/Educacao-Financeira-Tudo-o-que-voce-nao-sabia-e-precisa-conhecer.png\",\"articleSection\":[\"Financeiro\"],\"inLanguage\":\"hi-om\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/geeksete.com\/educacao-financeira-gerenciar-suas-financas\/\",\"url\":\"https:\/\/geeksete.com\/educacao-financeira-gerenciar-suas-financas\/\",\"name\":\"Educa\u00e7\u00e3o Financeira Gerenciar suas Finan\u00e7as - Geeksete\",\"isPartOf\":{\"@id\":\"https:\/\/geeksete.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/geeksete.com\/educacao-financeira-gerenciar-suas-financas\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/geeksete.com\/educacao-financeira-gerenciar-suas-financas\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/geeksete.com\/wp-content\/uploads\/2023\/11\/Educacao-Financeira-Tudo-o-que-voce-nao-sabia-e-precisa-conhecer.png\",\"datePublished\":\"2023-11-25T02:31:51+00:00\",\"dateModified\":\"2023-11-25T02:31:53+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/geeksete.com\/educacao-financeira-gerenciar-suas-financas\/#breadcrumb\"},\"inLanguage\":\"hi-om\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/geeksete.com\/educacao-financeira-gerenciar-suas-financas\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"hi-om\",\"@id\":\"https:\/\/geeksete.com\/educacao-financeira-gerenciar-suas-financas\/#primaryimage\",\"url\":\"https:\/\/geeksete.com\/wp-content\/uploads\/2023\/11\/Educacao-Financeira-Tudo-o-que-voce-nao-sabia-e-precisa-conhecer.png\",\"contentUrl\":\"https:\/\/geeksete.com\/wp-content\/uploads\/2023\/11\/Educacao-Financeira-Tudo-o-que-voce-nao-sabia-e-precisa-conhecer.png\",\"width\":1920,\"height\":1080},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/geeksete.com\/educacao-financeira-gerenciar-suas-financas\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"In\u00edcio\",\"item\":\"https:\/\/geeksete.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Educa\u00e7\u00e3o Financeira Gerenciar suas Finan\u00e7as\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/geeksete.com\/#website\",\"url\":\"https:\/\/geeksete.com\/\",\"name\":\"Geeksete\",\"description\":\"Tudo sobre tecnologia!\",\"publisher\":{\"@id\":\"https:\/\/geeksete.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/geeksete.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"hi-om\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/geeksete.com\/#organization\",\"name\":\"Geeksete\",\"url\":\"https:\/\/geeksete.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"hi-om\",\"@id\":\"https:\/\/geeksete.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/geeksete.com\/wp-content\/uploads\/2022\/02\/LX-400-\u00d7-200-px-350-\u00d7-100-px-350-\u00d7-57-px-300-\u00d7-57-px.png\",\"contentUrl\":\"https:\/\/geeksete.com\/wp-content\/uploads\/2022\/02\/LX-400-\u00d7-200-px-350-\u00d7-100-px-350-\u00d7-57-px-300-\u00d7-57-px.png\",\"width\":300,\"height\":57,\"caption\":\"Geeksete\"},\"image\":{\"@id\":\"https:\/\/geeksete.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/geeksete.com\/#\/schema\/person\/89167948000ef30a443a231da2b66682\",\"name\":\"Andr\u00e9 Luiz\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"hi-om\",\"@id\":\"https:\/\/geeksete.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/7cc9944a63c262e95d0a419cbf146840?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/7cc9944a63c262e95d0a419cbf146840?s=96&d=mm&r=g\",\"caption\":\"Andr\u00e9 Luiz\"},\"description\":\"Sou formado em Ci\u00eancias da Computa\u00e7\u00e3o pela Imperial College London e atualmente redijo sobre tecnologia e cultura geek no blog GeekSete.\",\"url\":\"https:\/\/geeksete.com\/hi_om\/author\/andre\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Educa\u00e7\u00e3o Financeira Gerenciar suas Finan\u00e7as - Geeksete","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"Educa\u00e7\u00e3o Financeira Gerenciar suas Finan\u00e7as - Geeksete","og_description":"A educa\u00e7\u00e3o financeira \u00e9 uma habilidade essencial na sociedade moderna, fundamental para quem busca seguran\u00e7a e prosperidade econ\u00f4mica. Compreender os princ\u00edpios b\u00e1sicos de gest\u00e3o financeira, desde o or\u00e7amento familiar at\u00e9 estrat\u00e9gias de investimento, \u00e9 crucial para tomar decis\u00f5es financeiras informadas. Este artigo aborda a import\u00e2ncia da educa\u00e7\u00e3o financeira e oferece dicas pr\u00e1ticas para melhorar a […]","og_url":"https:\/\/geeksete.com\/hi_om\/\u0935\u093f\u0924\u094d\u0924\u0940\u092f-\u0936\u093f\u0915\u094d\u0937\u093e-\u0906\u092a\u0915\u0947-\u0935\u093f\u0924\u094d\/","og_site_name":"Geeksete","article_published_time":"2023-11-25T02:31:51+00:00","article_modified_time":"2023-11-25T02:31:53+00:00","og_image":[{"width":1920,"height":1080,"url":"https:\/\/geeksete.com\/wp-content\/uploads\/2023\/11\/Educacao-Financeira-Tudo-o-que-voce-nao-sabia-e-precisa-conhecer.png","type":"image\/png"}],"author":"Andr\u00e9 Luiz","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Andr\u00e9 Luiz","Est. reading time":"8 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/geeksete.com\/educacao-financeira-gerenciar-suas-financas\/#article","isPartOf":{"@id":"https:\/\/geeksete.com\/educacao-financeira-gerenciar-suas-financas\/"},"author":{"name":"Andr\u00e9 Luiz","@id":"https:\/\/geeksete.com\/#\/schema\/person\/89167948000ef30a443a231da2b66682"},"headline":"Educa\u00e7\u00e3o Financeira Gerenciar suas Finan\u00e7as","datePublished":"2023-11-25T02:31:51+00:00","dateModified":"2023-11-25T02:31:53+00:00","mainEntityOfPage":{"@id":"https:\/\/geeksete.com\/educacao-financeira-gerenciar-suas-financas\/"},"wordCount":1485,"publisher":{"@id":"https:\/\/geeksete.com\/#organization"},"image":{"@id":"https:\/\/geeksete.com\/educacao-financeira-gerenciar-suas-financas\/#primaryimage"},"thumbnailUrl":"https:\/\/geeksete.com\/wp-content\/uploads\/2023\/11\/Educacao-Financeira-Tudo-o-que-voce-nao-sabia-e-precisa-conhecer.png","articleSection":["Financeiro"],"inLanguage":"hi-om"},{"@type":"WebPage","@id":"https:\/\/geeksete.com\/educacao-financeira-gerenciar-suas-financas\/","url":"https:\/\/geeksete.com\/educacao-financeira-gerenciar-suas-financas\/","name":"Educa\u00e7\u00e3o Financeira Gerenciar suas Finan\u00e7as - Geeksete","isPartOf":{"@id":"https:\/\/geeksete.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/geeksete.com\/educacao-financeira-gerenciar-suas-financas\/#primaryimage"},"image":{"@id":"https:\/\/geeksete.com\/educacao-financeira-gerenciar-suas-financas\/#primaryimage"},"thumbnailUrl":"https:\/\/geeksete.com\/wp-content\/uploads\/2023\/11\/Educacao-Financeira-Tudo-o-que-voce-nao-sabia-e-precisa-conhecer.png","datePublished":"2023-11-25T02:31:51+00:00","dateModified":"2023-11-25T02:31:53+00:00","breadcrumb":{"@id":"https:\/\/geeksete.com\/educacao-financeira-gerenciar-suas-financas\/#breadcrumb"},"inLanguage":"hi-om","potentialAction":[{"@type":"ReadAction","target":["https:\/\/geeksete.com\/educacao-financeira-gerenciar-suas-financas\/"]}]},{"@type":"ImageObject","inLanguage":"hi-om","@id":"https:\/\/geeksete.com\/educacao-financeira-gerenciar-suas-financas\/#primaryimage","url":"https:\/\/geeksete.com\/wp-content\/uploads\/2023\/11\/Educacao-Financeira-Tudo-o-que-voce-nao-sabia-e-precisa-conhecer.png","contentUrl":"https:\/\/geeksete.com\/wp-content\/uploads\/2023\/11\/Educacao-Financeira-Tudo-o-que-voce-nao-sabia-e-precisa-conhecer.png","width":1920,"height":1080},{"@type":"BreadcrumbList","@id":"https:\/\/geeksete.com\/educacao-financeira-gerenciar-suas-financas\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"In\u00edcio","item":"https:\/\/geeksete.com\/"},{"@type":"ListItem","position":2,"name":"Educa\u00e7\u00e3o Financeira Gerenciar suas Finan\u00e7as"}]},{"@type":"WebSite","@id":"https:\/\/geeksete.com\/#website","url":"https:\/\/geeksete.com\/","name":"Geeksete","description":"Tudo sobre tecnologia!","publisher":{"@id":"https:\/\/geeksete.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/geeksete.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"hi-om"},{"@type":"Organization","@id":"https:\/\/geeksete.com\/#organization","name":"Geeksete","url":"https:\/\/geeksete.com\/","logo":{"@type":"ImageObject","inLanguage":"hi-om","@id":"https:\/\/geeksete.com\/#\/schema\/logo\/image\/","url":"https:\/\/geeksete.com\/wp-content\/uploads\/2022\/02\/LX-400-\u00d7-200-px-350-\u00d7-100-px-350-\u00d7-57-px-300-\u00d7-57-px.png","contentUrl":"https:\/\/geeksete.com\/wp-content\/uploads\/2022\/02\/LX-400-\u00d7-200-px-350-\u00d7-100-px-350-\u00d7-57-px-300-\u00d7-57-px.png","width":300,"height":57,"caption":"Geeksete"},"image":{"@id":"https:\/\/geeksete.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/geeksete.com\/#\/schema\/person\/89167948000ef30a443a231da2b66682","name":"Andr\u00e9 Luiz","image":{"@type":"ImageObject","inLanguage":"hi-om","@id":"https:\/\/geeksete.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/7cc9944a63c262e95d0a419cbf146840?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7cc9944a63c262e95d0a419cbf146840?s=96&d=mm&r=g","caption":"Andr\u00e9 Luiz"},"description":"Sou formado em Ci\u00eancias da Computa\u00e7\u00e3o pela Imperial College London e atualmente redijo sobre tecnologia e cultura geek no blog GeekSete.","url":"https:\/\/geeksete.com\/hi_om\/author\/andre\/"}]}},"_links":{"self":[{"href":"https:\/\/geeksete.com\/hi_om\/wp-json\/wp\/v2\/posts\/2103","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/geeksete.com\/hi_om\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/geeksete.com\/hi_om\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/geeksete.com\/hi_om\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/geeksete.com\/hi_om\/wp-json\/wp\/v2\/comments?post=2103"}],"version-history":[{"count":0,"href":"https:\/\/geeksete.com\/hi_om\/wp-json\/wp\/v2\/posts\/2103\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/geeksete.com\/hi_om\/wp-json\/wp\/v2\/media\/2104"}],"wp:attachment":[{"href":"https:\/\/geeksete.com\/hi_om\/wp-json\/wp\/v2\/media?parent=2103"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/geeksete.com\/hi_om\/wp-json\/wp\/v2\/categories?post=2103"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/geeksete.com\/hi_om\/wp-json\/wp\/v2\/tags?post=2103"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}