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\u0935\u094d\u092f\u092f \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923<\/strong><\/h4>\n\n\n\n

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\n\n\n\n

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\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e \u0915\u093e \u092a\u0930\u093f\u091a\u092f<\/strong><\/h3>\n\n\n\n

\u090f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong> \u092f\u0939 \u0906\u0927\u0941\u0928\u093f\u0915 \u0938\u092e\u093e\u091c \u092e\u0947\u0902 \u090f\u0915 \u0906\u0935\u0936\u094d\u092f\u0915 \u0915\u094c\u0936\u0932 \u0939\u0948, \u091c\u094b \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0914\u0930 \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u092e\u0943\u0926\u094d\u0927\u093f \u091a\u093e\u0939\u0928\u0947 \u0935\u093e\u0932\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092e\u094c\u0932\u093f\u0915 \u0939\u0948\u0964 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u0947 \u092c\u091c\u091f \u0938\u0947 \u0932\u0947\u0915\u0930 \u0928\u093f\u0935\u0947\u0936 \u0930\u0923\u0928\u0940\u0924\u093f\u092f\u094b\u0902 \u0924\u0915, \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0947 \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u0938\u093f\u0926\u094d\u0927\u093e\u0902\u0924\u094b\u0902 \u0915\u094b \u0938\u092e\u091d\u0928\u093e, \u0938\u0942\u091a\u093f\u0924 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964 \u092f\u0939 \u0932\u0947\u0916 \u0907\u0938\u0915\u0947 \u092e\u0939\u0924\u094d\u0935 \u0915\u094b \u092c\u0924\u093e\u0924\u093e \u0939\u0948 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong> \u0914\u0930 \u0906\u092a\u0915\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0914\u0930 \u092a\u093e\u0930\u093f\u0935\u093e\u0930\u093f\u0915 \u0935\u093f\u0924\u094d\u0924 \u0915\u0947 \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u094b \u092c\u0947\u0939\u0924\u0930 \u092c\u0928\u093e\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0935\u094d\u092f\u093e\u0935\u0939\u093e\u0930\u093f\u0915 \u0938\u0941\u091d\u093e\u0935 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n

\u0907\u0938 \u0938\u0902\u0926\u0930\u094d\u092d \u092e\u0947\u0902, \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong> \u092f\u0939 \u0915\u0947\u0935\u0932 \u0938\u0948\u0926\u094d\u0927\u093e\u0902\u0924\u093f\u0915 \u091c\u094d\u091e\u093e\u0928 \u0924\u0915 \u0938\u0940\u092e\u093f\u0924 \u0928\u0939\u0940\u0902 \u0939\u0948; \u092f\u0939 \u0907\u0938 \u091c\u094d\u091e\u093e\u0928 \u0915\u094b \u0926\u0948\u0928\u093f\u0915 \u0905\u092d\u094d\u092f\u093e\u0938 \u092e\u0947\u0902 \u0932\u093e\u0917\u0942 \u0915\u0930\u0928\u0947 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0939\u0948\u0964 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0935\u093f\u0924\u094d\u0924 \u0915\u094b \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0922\u0902\u0917 \u0938\u0947 \u092a\u094d\u0930\u092c\u0902\u0927\u093f\u0924 \u0915\u0930\u0928\u093e \u0938\u0940\u0916\u0928\u0947 \u0938\u0947 \u091c\u0940\u0935\u0928 \u0915\u0940 \u092c\u0947\u0939\u0924\u0930 \u0917\u0941\u0923\u0935\u0924\u094d\u0924\u093e \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0939\u094b \u0938\u0915\u0924\u0940 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0906\u092a \u0905\u092a\u0928\u0947 \u0905\u0932\u094d\u092a\u0915\u093e\u0932\u093f\u0915 \u0914\u0930 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0915\u094d\u0937\u094d\u092f\u094b\u0902 \u0915\u094b \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n

\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e \u0915\u0947 \u092e\u0942\u0932 \u0938\u093f\u0926\u094d\u0927\u093e\u0902\u0924<\/strong><\/h3>\n\n\n\n

\u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0914\u0930 \u092a\u093e\u0930\u093f\u0935\u093e\u0930\u093f\u0915 \u092c\u091c\u091f<\/strong><\/h4>\n\n\n\n

\u092e\u0947\u0902 \u092a\u0939\u0932\u093e \u0915\u0926\u092e \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong> \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0914\u0930 \u092a\u093e\u0930\u093f\u0935\u093e\u0930\u093f\u0915 \u092c\u091c\u091f \u092c\u0928\u093e\u0928\u093e \u0914\u0930 \u092c\u0928\u093e\u090f \u0930\u0916\u0928\u093e \u0938\u0940\u0916 \u0930\u0939\u093e \u0939\u0948\u0964 \u090f\u0915 \u0938\u0941\u0928\u093f\u092f\u094b\u091c\u093f\u0924 \u092c\u091c\u091f \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0947 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u094b \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u093f\u0924 \u0915\u0930\u0928\u0947, \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u092c\u091a\u0924 \u0915\u0930\u0928\u0947 \u0914\u0930 \u0905\u092a\u094d\u0930\u0924\u094d\u092f\u093e\u0936\u093f\u0924 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0924\u0948\u092f\u093e\u0930 \u0930\u0939\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0905\u092a\u0928\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u094d\u0925\u093f\u0924\u093f \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0938\u094d\u092a\u0937\u094d\u091f \u0926\u0943\u0937\u094d\u091f\u093f\u0915\u094b\u0923 \u0930\u0916\u0928\u0947 \u0914\u0930 \u0909\u0928 \u0915\u094d\u0937\u0947\u0924\u094d\u0930\u094b\u0902 \u0915\u0940 \u092a\u0939\u091a\u093e\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u091c\u0939\u093e\u0902 \u092c\u091a\u0924 \u0915\u0940 \u091c\u093e \u0938\u0915\u0924\u0940 \u0939\u0948, \u0938\u092d\u0940 \u0906\u092f \u0914\u0930 \u0935\u094d\u092f\u092f \u0915\u094b \u0930\u093f\u0915\u0949\u0930\u094d\u0921 \u0915\u0930\u0928\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964<\/p>\n\n\n\n

\u0935\u094d\u092f\u092f \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923<\/strong><\/h4>\n\n\n\n

\u0916\u0930\u094d\u091a\u094b\u0902 \u092a\u0930 \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923 \u0930\u0916\u0928\u093e \u090f\u0915 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0918\u091f\u0915 \u0939\u0948 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong>. \u0907\u0938\u092e\u0947\u0902 \u0928 \u0915\u0947\u0935\u0932 \u0905\u0928\u093e\u0935\u0936\u094d\u092f\u0915 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u094b \u0915\u092e \u0915\u0930\u0928\u093e \u0936\u093e\u092e\u093f\u0932 \u0939\u0948, \u092c\u0932\u094d\u0915\u093f \u0938\u094d\u092e\u093e\u0930\u094d\u091f \u0909\u092a\u092d\u094b\u0917 \u0935\u093f\u0915\u0932\u094d\u092a \u092c\u0928\u093e\u0928\u093e \u092d\u0940 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964 \u0905\u092a\u0928\u0947 \u0935\u093f\u0924\u094d\u0924 \u0915\u094b \u0938\u0902\u0924\u0941\u0932\u093f\u0924 \u0930\u0916\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u091c\u0930\u0942\u0930\u0924\u094b\u0902 \u0914\u0930 \u091a\u093e\u0939\u0924\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u0905\u0902\u0924\u0930 \u0915\u0930\u0928\u093e \u0938\u0940\u0916\u0928\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964<\/p>\n\n\n\n

\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0947\u0926\u0928<\/strong><\/h3>\n\n\n\n

1. \u092a\u0941\u0926\u0940\u0928\u093e<\/strong><\/h4>\n\n\n\n

\u092a\u0941\u0926\u0940\u0928\u093e<\/strong> \u090f\u0915 \u0910\u092a \u0939\u0948 \u091c\u094b \u0906\u092a\u0915\u094b \u0906\u092a\u0915\u0947 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0935\u093f\u0924\u094d\u0924 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u090f\u0915 \u0935\u094d\u092f\u093e\u092a\u0915 \u0926\u0943\u0937\u094d\u091f\u093f\u0915\u094b\u0923 \u0926\u0947\u0924\u093e \u0939\u0948\u0964 \u092f\u0939 \u0906\u092a\u0915\u094b \u0916\u0930\u094d\u091a\u094b\u0902 \u092a\u0930 \u0928\u091c\u093c\u0930 \u0930\u0916\u0928\u0947, \u092c\u091c\u091f \u092c\u0928\u093e\u0928\u0947 \u0914\u0930 \u0928\u093f\u0935\u0947\u0936 \u0915\u0940 \u0928\u093f\u0917\u0930\u093e\u0928\u0940 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0947\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u092f\u0939 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0906\u0935\u0936\u094d\u092f\u0915 \u0909\u092a\u0915\u0930\u0923 \u092c\u0928 \u091c\u093e\u0924\u093e \u0939\u0948 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong> \u0905\u092d\u094d\u092f\u093e\u0938\u0964<\/p>\n\n\n\n

\u092e\u093f\u0902\u091f \u0915\u0947 \u0938\u093e\u0925, \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e \u0906\u0938\u093e\u0928\u0940 \u0938\u0947 \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u0947 \u0915\u0947 \u092a\u0948\u091f\u0930\u094d\u0928 \u0915\u0940 \u092a\u0939\u091a\u093e\u0928 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902, \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0915\u094d\u0937\u094d\u092f \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902 \u0914\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u094d\u0935\u093e\u0938\u094d\u0925\u094d\u092f \u092e\u0947\u0902 \u0938\u0941\u0927\u093e\u0930 \u0915\u0947 \u0932\u093f\u090f \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0938\u0941\u091d\u093e\u0935 \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n

2. \u0906\u092a\u0915\u094b \u090f\u0915 \u092c\u091c\u091f \u091a\u093e\u0939\u093f\u090f (YNAB)<\/strong><\/h4>\n\n\n\n

YNAB<\/strong> \u092c\u091c\u091f \u092e\u0947\u0902 \u092a\u094d\u0930\u0924\u094d\u092f\u0947\u0915 \u0921\u0949\u0932\u0930 \u0915\u094b \u090f\u0915 \u0935\u093f\u0936\u093f\u0937\u094d\u091f \u092d\u0942\u092e\u093f\u0915\u093e \u0926\u0947\u0928\u0947 \u0915\u0947 \u092e\u0939\u0924\u094d\u0935 \u092a\u0930 \u091c\u094b\u0930 \u0926\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964 \u092f\u0939 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928 \u0909\u0928 \u0932\u094b\u0917\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u0906\u0926\u0930\u094d\u0936 \u0939\u0948 \u091c\u094b \u0938\u0915\u094d\u0930\u093f\u092f \u0926\u0943\u0937\u094d\u091f\u093f\u0915\u094b\u0923 \u0915\u0940 \u0924\u0932\u093e\u0936 \u092e\u0947\u0902 \u0939\u0948\u0902 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong>, \u0915\u094d\u092f\u094b\u0902\u0915\u093f \u092f\u0939 \u091c\u093f\u092e\u094d\u092e\u0947\u0926\u093e\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0914\u0930 \u0935\u093f\u0924\u094d\u0924 \u0915\u0947 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0926\u0943\u0937\u094d\u091f\u093f\u0915\u094b\u0923 \u0915\u094b \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n

\u0935\u093e\u0908\u090f\u0928\u090f\u092c\u0940 \u090f\u0915 \u0932\u091a\u0940\u0932\u093e \u092c\u091c\u091f \u092c\u0928\u093e\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948 \u091c\u094b \u092c\u0926\u0932\u0924\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u094d\u0925\u093f\u0924\u093f\u092f\u094b\u0902 \u0915\u0947 \u0905\u0928\u0941\u0915\u0942\u0932 \u0939\u094b\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u094b \u0905\u092a\u0928\u0947 \u092c\u091a\u0924 \u0932\u0915\u094d\u0937\u094d\u092f\u094b\u0902 \u0924\u0915 \u092a\u0939\u0941\u0902\u091a\u0928\u0947 \u0914\u0930 \u0915\u0930\u094d\u091c \u0915\u092e \u0915\u0930\u0928\u0947 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n

3. \u092c\u0932\u0942\u0924 \u0915\u093e \u092b\u0932<\/strong><\/h4>\n\n\n\n

\u0936\u093e\u0939\u092c\u0932\u0942\u0924<\/strong> \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0905\u092d\u093f\u0928\u0935 \u0909\u092a\u0915\u0930\u0923 \u0939\u0948 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong> \u091c\u094b \u092c\u091a\u0924 \u0914\u0930 \u0928\u093f\u0935\u0947\u0936 \u0915\u094b \u091c\u094b\u0921\u093c\u0924\u0940 \u0939\u0948\u0964 \u0916\u0930\u0940\u0926 \u0915\u094b \u0928\u093f\u0915\u091f\u0924\u092e \u0921\u0949\u0932\u0930 \u092e\u0947\u0902 \u092a\u0942\u0930\u094d\u0923\u093e\u0902\u0915\u093f\u0924 \u0915\u0930\u0915\u0947, \u0935\u0939 \u0905\u0902\u0924\u0930 \u0915\u093e \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0928\u093f\u0935\u0947\u0936 \u0915\u0940 \u0926\u0941\u0928\u093f\u092f\u093e \u092e\u0947\u0902 \u092a\u094d\u0930\u0935\u0947\u0936 \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n

\u0907\u0938\u0915\u0947 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924, \u090f\u0915\u094b\u0930\u094d\u0928 \u0936\u0948\u0915\u094d\u0937\u093f\u0915 \u0938\u0941\u0935\u093f\u0927\u093e\u090f\u0901 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948 \u091c\u094b \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u094b \u0928\u093f\u0935\u0947\u0936 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0938\u0940\u0916\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u0915\u0930\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u092f\u0939 \u0905\u092a\u0928\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u091c\u094d\u091e\u093e\u0928 \u0915\u093e \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0907\u091a\u094d\u091b\u0941\u0915 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u092e\u0942\u0932\u094d\u092f\u0935\u093e\u0928 \u0935\u093f\u0915\u0932\u094d\u092a \u092c\u0928 \u091c\u093e\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n

4. \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u092a\u0942\u0902\u091c\u0940<\/strong><\/h4>\n\n\n\n

\u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u092a\u0942\u0902\u091c\u0940<\/strong> \u0928\u093f\u0935\u0947\u0936 \u0914\u0930 \u0927\u0928 \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0947 \u0909\u0926\u094d\u0926\u0947\u0936\u094d\u092f \u0938\u0947 \u090f\u0915 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928 \u0939\u0948\u0964 \u092f\u0939 \u0928\u093f\u0935\u0947\u0936 \u0915\u093e \u0935\u093f\u0938\u094d\u0924\u0943\u0924 \u0935\u093f\u0936\u094d\u0932\u0947\u0937\u0923 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0909\u092a\u092f\u094b\u0917\u0915\u0930\u094d\u0924\u093e\u0913\u0902 \u0915\u094b \u0905\u092a\u0928\u0947 \u092a\u094b\u0930\u094d\u091f\u092b\u094b\u0932\u093f\u092f\u094b \u0915\u0947 \u092a\u094d\u0930\u0926\u0930\u094d\u0936\u0928 \u0915\u094b \u0938\u092e\u091d\u0928\u0947 \u0914\u0930 \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u092f\u094b\u091c\u0928\u093e \u092c\u0928\u093e\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n

\u092f\u0939 \u090f\u092a\u094d\u0932\u093f\u0915\u0947\u0936\u0928 \u0915\u093f\u0938\u0940 \u092d\u0940 \u0935\u094d\u092f\u0915\u094d\u0924\u093f \u0915\u0947 \u0932\u093f\u090f \u090f\u0915 \u0936\u0915\u094d\u0924\u093f\u0936\u093e\u0932\u0940 \u0909\u092a\u0915\u0930\u0923 \u0939\u0948 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong> \u0917\u0902\u092d\u0940\u0930\u0924\u093e \u0938\u0947 \u0914\u0930 \u0905\u092a\u0928\u0947 \u0928\u093f\u0935\u0947\u0936 \u0914\u0930 \u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u092f\u094b\u091c\u0928\u093e \u092a\u0930 \u0905\u0927\u093f\u0915 \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0928\u093f\u092f\u0902\u0924\u094d\u0930\u0923 \u0930\u0916\u0928\u093e \u091a\u093e\u0939\u0924\u0947 \u0939\u0948\u0902\u0964<\/p>\n\n\n\n

\u0928\u093f\u0935\u0947\u0936 \u0914\u0930 \u092c\u091a\u0924: \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e \u0915\u093e \u0935\u093f\u0938\u094d\u0924\u093e\u0930<\/strong><\/h3>\n\n\n\n

\u0928\u093f\u0935\u0947\u0936 \u0915\u094b \u0938\u092e\u091d\u0928\u093e<\/strong><\/h4>\n\n\n\n

\u090f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong> \u0907\u0938\u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0940 \u0938\u092e\u091d \u092d\u0940 \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964 \u0928\u093f\u0935\u0947\u0936 \u0905\u092a\u0928\u093e \u092a\u0948\u0938\u093e \u092c\u0922\u093c\u093e\u0928\u0947 \u0914\u0930 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0915\u094d\u0937\u094d\u092f \u0939\u093e\u0938\u093f\u0932 \u0915\u0930\u0928\u0947 \u0915\u093e \u090f\u0915 \u092a\u094d\u0930\u092d\u093e\u0935\u0940 \u0924\u0930\u0940\u0915\u093e \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0901\u0915\u093f, \u0935\u093f\u092d\u093f\u0928\u094d\u0928 \u092a\u094d\u0930\u0915\u093e\u0930 \u0915\u0947 \u0928\u093f\u0935\u0947\u0936\u094b\u0902 \u0914\u0930 \u0909\u0928\u0915\u0947 \u0938\u0902\u092c\u0902\u0927\u093f\u0924 \u091c\u094b\u0916\u093f\u092e\u094b\u0902 \u0915\u094b \u0938\u092e\u091d\u0928\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964 \u0938\u094d\u091f\u0949\u0915 \u0938\u0947 \u0932\u0947\u0915\u0930 \u0928\u093f\u0935\u0947\u0936 \u092b\u0902\u0921 \u0924\u0915, \u0935\u093f\u0935\u093f\u0927\u0940\u0915\u0930\u0923 \u091c\u094b\u0916\u093f\u092e \u0915\u094b \u0915\u092e \u0915\u0930\u0928\u0947 \u0914\u0930 \u0930\u093f\u091f\u0930\u094d\u0928 \u0915\u094b \u0905\u0927\u093f\u0915\u0924\u092e \u0915\u0930\u0928\u0947 \u0915\u0940 \u0915\u0941\u0902\u091c\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n

\u092c\u091a\u0924 \u0915\u093e \u092e\u0939\u0924\u094d\u0935<\/strong><\/h4>\n\n\n\n

\u092c\u091a\u0924 \u090f\u0915 \u092e\u0942\u0932\u092d\u0942\u0924 \u092a\u0939\u0932\u0942 \u0939\u0948 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong>. \u0906\u092a\u093e\u0924\u0915\u093e\u0932\u0940\u0928 \u0928\u093f\u0927\u093f \u0930\u0916\u0928\u0947 \u0938\u0947 \u0906\u092a\u0915\u094b \u0905\u092a\u0928\u0940 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0938\u0947 \u0938\u092e\u091d\u094c\u0924\u093e \u0915\u093f\u090f \u092c\u093f\u0928\u093e \u0905\u092a\u094d\u0930\u0924\u094d\u092f\u093e\u0936\u093f\u0924 \u0918\u091f\u0928\u093e\u0913\u0902 \u0938\u0947 \u0928\u093f\u092a\u091f\u0928\u0947 \u092e\u0947\u0902 \u092e\u0926\u0926 \u092e\u093f\u0932 \u0938\u0915\u0924\u0940 \u0939\u0948\u0964 \u0907\u0938\u0915\u0947 \u0905\u0932\u093e\u0935\u093e, \u0935\u093f\u0936\u093f\u0937\u094d\u091f \u0932\u0915\u094d\u0937\u094d\u092f\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092c\u091a\u0924, \u091c\u0948\u0938\u0947 \u0915\u093f \u0918\u0930 \u0916\u0930\u0940\u0926\u0928\u093e \u092f\u093e \u0905\u092a\u0928\u0947 \u092c\u091a\u094d\u091a\u094b\u0902 \u0915\u094b \u0936\u093f\u0915\u094d\u0937\u093f\u0924 \u0915\u0930\u0928\u093e, \u0915\u0947 \u0932\u093f\u090f \u092f\u094b\u091c\u0928\u093e \u0914\u0930 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0905\u0928\u0941\u0936\u093e\u0938\u0928 \u0915\u0940 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n

\u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0905\u0915\u094d\u0938\u0930 \u092a\u0942\u091b\u0947 \u091c\u093e\u0928\u0947 \u0935\u093e\u0932\u0947 \u092a\u094d\u0930\u0936\u094d\u0928<\/strong><\/h3>\n\n\n\n

1. \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e \u0915\u094d\u092f\u094b\u0902 \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948?<\/strong><\/h4>\n\n\n\n

\u090f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e<\/strong> \u092a\u0948\u0938\u0947 \u0915\u0947 \u092c\u093e\u0930\u0947 \u092e\u0947\u0902 \u0938\u094b\u091a-\u0938\u092e\u091d\u0915\u0930 \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0928\u0947, \u0915\u0930\u094d\u091c \u0915\u093e \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0930\u0928\u0947, \u092d\u0935\u093f\u0937\u094d\u092f \u0915\u0947 \u0932\u093f\u090f \u092c\u091a\u0924 \u0915\u0930\u0928\u0947 \u0914\u0930 \u0926\u0940\u0930\u094d\u0918\u0915\u093e\u0932\u093f\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092f\u0939 \u0906\u0935\u0936\u094d\u092f\u0915 \u0939\u0948\u0964<\/p>\n\n\n\n

2. \u092e\u0948\u0902 \u0915\u092e \u092a\u0948\u0938\u0947 \u0938\u0947 \u0928\u093f\u0935\u0947\u0936 \u0915\u0948\u0938\u0947 \u0936\u0941\u0930\u0942 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0942\u0902?<\/strong><\/h4>\n\n\n\n

\u0915\u092e \u092a\u0948\u0938\u0947 \u0938\u0947 \u0928\u093f\u0935\u0947\u0936 \u0936\u0941\u0930\u0942 \u0915\u0930\u0928\u093e \u0909\u0928 \u0905\u0928\u0941\u092a\u094d\u0930\u092f\u094b\u0917\u094b\u0902 \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0938\u0902\u092d\u0935 \u0939\u0948 \u091c\u094b \u0906\u0902\u0936\u093f\u0915 \u092f\u093e \u0938\u094d\u0935\u091a\u093e\u0932\u093f\u0924 \u0928\u093f\u0935\u0947\u0936 \u0915\u0940 \u0905\u0928\u0941\u092e\u0924\u093f \u0926\u0947\u0924\u0947 \u0939\u0948\u0902, \u091c\u0948\u0938\u0947 \u0915\u093f \u090f\u0915\u0949\u0930\u094d\u0928\u0964 \u0926\u0942\u0938\u0930\u093e \u0935\u093f\u0915\u0932\u094d\u092a \u0915\u092e \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0936\u0941\u0932\u094d\u0915 \u0935\u093e\u0932\u0947 \u0907\u0902\u0921\u0947\u0915\u094d\u0938 \u092b\u0902\u0921 \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u093e \u0939\u0948\u0964<\/p>\n\n\n\n

3. \u092c\u091c\u091f \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u093e \u0938\u092c\u0938\u0947 \u0905\u091a\u094d\u091b\u093e \u0924\u0930\u0940\u0915\u093e \u0915\u094d\u092f\u093e \u0939\u0948?<\/strong><\/h4>\n\n\n\n

\u092c\u091c\u091f \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u093e \u0938\u092c\u0938\u0947 \u0905\u091a\u094d\u091b\u093e \u0924\u0930\u0940\u0915\u093e \u0939\u0948 \u0915\u093f \u0906\u092a \u0905\u092a\u0928\u0940 \u0906\u092f \u0914\u0930 \u0935\u094d\u092f\u092f \u0915\u093e \u0928\u0915\u094d\u0936\u093e \u0924\u0948\u092f\u093e\u0930 \u0915\u0930\u0947\u0902, \u0938\u094d\u092a\u0937\u094d\u091f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0915\u094d\u0937\u094d\u092f \u0928\u093f\u0930\u094d\u0927\u093e\u0930\u093f\u0924 \u0915\u0930\u0947\u0902 \u0914\u0930 \u0906\u0935\u0936\u094d\u092f\u0915\u0924\u093e\u0928\u0941\u0938\u093e\u0930 \u092c\u091c\u091f \u0915\u094b \u0938\u092e\u093e\u092f\u094b\u091c\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u092f\u092e\u093f\u0924 \u0930\u0942\u092a \u0938\u0947 \u0905\u092a\u0928\u0947 \u0916\u0930\u094d\u091a \u0915\u0940 \u0928\u093f\u0917\u0930\u093e\u0928\u0940 \u0915\u0930\u0947\u0902\u0964<\/p>\n\n\n\n

4. \u092e\u0948\u0902 \u0905\u092a\u0928\u093e \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u0915\u0948\u0938\u0947 \u0938\u0941\u0927\u093e\u0930 \u0938\u0915\u0924\u093e \u0939\u0942\u0901?<\/strong><\/h4>\n\n\n\n

\u0906\u092a\u0915\u0947 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0938\u094d\u0915\u094b\u0930 \u092e\u0947\u0902 \u0938\u0941\u0927\u093e\u0930 \u092e\u0947\u0902 \u0938\u092e\u092f \u092a\u0930 \u092c\u093f\u0932\u094b\u0902 \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0928\u093e, \u0905\u092a\u0928\u0947 \u090b\u0923 \u0936\u0947\u0937 \u0915\u094b \u0915\u092e \u0915\u0930\u0928\u093e \u0914\u0930 \u092c\u093e\u0930-\u092c\u093e\u0930 \u0928\u090f \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0915\u0947 \u0932\u093f\u090f \u0906\u0935\u0947\u0926\u0928 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092c\u091a\u0928\u093e \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964 \u090f\u0915 \u0932\u0902\u092c\u093e \u0914\u0930 \u0935\u093f\u0935\u093f\u0927 \u0915\u094d\u0930\u0947\u0921\u093f\u091f \u0907\u0924\u093f\u0939\u093e\u0938 \u092c\u0928\u093e\u090f \u0930\u0916\u0928\u0947 \u0938\u0947 \u092d\u0940 \u092e\u0926\u0926 \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n

5. \u0915\u094d\u092f\u093e \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0910\u092a\u094d\u0938 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0928\u093e \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0939\u0948?<\/strong><\/h4>\n\n\n\n

\u0905\u0927\u093f\u0915\u093e\u0902\u0936 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0910\u092a \u092e\u091c\u092c\u0942\u0924 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0909\u092a\u093e\u092f\u094b\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0924\u0947 \u0939\u0948\u0902, \u0932\u0947\u0915\u093f\u0928 \u0910\u092a \u0915\u0940 \u092a\u094d\u0930\u0924\u093f\u0937\u094d\u0920\u093e \u0915\u0940 \u091c\u093e\u0902\u091a \u0915\u0930\u0928\u093e \u0914\u0930 \u092f\u0939 \u0938\u0941\u0928\u093f\u0936\u094d\u091a\u093f\u0924 \u0915\u0930\u0928\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948 \u0915\u093f \u092f\u0939 \u090f\u0928\u094d\u0915\u094d\u0930\u093f\u092a\u094d\u0936\u0928 \u0914\u0930 \u0905\u0928\u094d\u092f \u0921\u0947\u091f\u093e \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0909\u092a\u093e\u092f\u094b\u0902 \u0915\u093e \u0909\u092a\u092f\u094b\u0917 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/p>\n\n\n\n

6. \u092e\u0948\u0902 \u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u0915\u0947 \u0932\u093f\u090f \u0915\u0948\u0938\u0947 \u092c\u091a\u0924 \u0915\u0930 \u0938\u0915\u0924\u093e \u0939\u0942\u0902?<\/strong><\/h4>\n\n\n\n

\u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u0915\u0947 \u0932\u093f\u090f \u092c\u091a\u0924 \u092e\u0947\u0902 \u091c\u0932\u094d\u0926\u0940 \u0936\u0941\u0930\u0941\u0906\u0924 \u0915\u0930\u0928\u093e, \u0905\u092e\u0947\u0930\u093f\u0915\u093e \u092e\u0947\u0902 \u0928\u093f\u092f\u094b\u0915\u094d\u0924\u093e \u0926\u094d\u0935\u093e\u0930\u093e \u092a\u094d\u0930\u0926\u0924\u094d\u0924 \u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u092f\u094b\u091c\u0928\u093e\u0913\u0902 \u091c\u0948\u0938\u0947 401(k) \u0915\u093e \u0932\u093e\u092d \u0909\u0920\u093e\u0928\u093e \u0914\u0930 \u0935\u094d\u092f\u0915\u094d\u0924\u093f\u0917\u0924 \u0938\u0947\u0935\u093e\u0928\u093f\u0935\u0943\u0924\u094d\u0924\u093f \u0916\u093e\u0924\u093e (\u0906\u0908\u0906\u0930\u090f) \u0916\u094b\u0932\u0928\u0947 \u092a\u0930 \u0935\u093f\u091a\u093e\u0930 \u0915\u0930\u0928\u093e \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964<\/p>\n\n\n\n

7. \u0906\u092a\u093e\u0924\u0915\u093e\u0932\u0940\u0928 \u0928\u093f\u0927\u093f \u0914\u0930 \u0928\u093f\u092f\u092e\u093f\u0924 \u092c\u091a\u0924 \u0915\u0947 \u092c\u0940\u091a \u0915\u094d\u092f\u093e \u0905\u0902\u0924\u0930 \u0939\u0948?<\/strong><\/h4>\n\n\n\n

\u0906\u092a\u093e\u0924\u0915\u093e\u0932\u0940\u0928 \u0928\u093f\u0927\u093f \u090f\u0915 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0906\u0930\u0915\u094d\u0937\u093f\u0924 \u0928\u093f\u0927\u093f \u0939\u0948 \u091c\u093f\u0938\u0947 \u0905\u092a\u094d\u0930\u0924\u094d\u092f\u093e\u0936\u093f\u0924 \u0916\u0930\u094d\u091a\u094b\u0902 \u092f\u093e \u0906\u092f \u0915\u0940 \u0939\u093e\u0928\u093f \u0915\u094b \u0915\u0935\u0930 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0921\u093f\u091c\u093c\u093e\u0907\u0928 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948, \u091c\u092c\u0915\u093f \u0928\u093f\u092f\u092e\u093f\u0924 \u092c\u091a\u0924 \u0935\u093f\u0936\u093f\u0937\u094d\u091f \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0932\u0915\u094d\u0937\u094d\u092f\u094b\u0902, \u091c\u0948\u0938\u0947 \u092f\u093e\u0924\u094d\u0930\u093e \u092f\u093e \u0938\u093e\u092e\u093e\u0928 \u0916\u0930\u0940\u0926\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0939\u094b\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n

8. \u0915\u094d\u092f\u093e \u092e\u0941\u091d\u0947 \u092a\u0939\u0932\u0947 \u0915\u0930\u094d\u091c \u091a\u0941\u0915\u093e\u0928\u093e \u091a\u093e\u0939\u093f\u090f \u092f\u093e \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u093f\u090f?<\/strong><\/h4>\n\n\n\n

\u090b\u0923 \u091a\u0941\u0915\u093e\u0928\u093e \u0939\u0948 \u092f\u093e \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u093e \u0939\u0948 \u0907\u0938\u0915\u093e \u0928\u093f\u0930\u094d\u0923\u092f \u090b\u0923 \u092a\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930 \u0914\u0930 \u0928\u093f\u0935\u0947\u0936 \u092a\u0930 \u0938\u0902\u092d\u093e\u0935\u093f\u0924 \u0930\u093f\u091f\u0930\u094d\u0928 \u092a\u0930 \u0928\u093f\u0930\u094d\u092d\u0930 \u0915\u0930\u0924\u093e \u0939\u0948\u0964 \u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0924\u094c\u0930 \u092a\u0930, \u0928\u093f\u0935\u0947\u0936 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0909\u091a\u094d\u091a \u092c\u094d\u092f\u093e\u091c \u0935\u093e\u0932\u0947 \u090b\u0923 \u0915\u093e \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0928\u0947 \u0915\u0940 \u0938\u0932\u093e\u0939 \u0926\u0940 \u091c\u093e\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n

9. \u092e\u0948\u0902 \u0905\u092a\u0928\u0947 \u092c\u091a\u094d\u091a\u094b\u0902 \u0915\u094b \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e \u0915\u0948\u0938\u0947 \u092a\u0922\u093c\u093e \u0938\u0915\u0924\u093e \u0939\u0942\u0901?<\/strong><\/h4>\n\n\n\n

\u092c\u091a\u094d\u091a\u094b\u0902 \u0915\u094b \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u093e\u0915\u094d\u0937\u0930\u0924\u093e \u0938\u093f\u0916\u093e\u0928\u0947 \u092e\u0947\u0902 \u092a\u0948\u0938\u0947 \u092a\u0930 \u0916\u0941\u0932\u0915\u0930 \u091a\u0930\u094d\u091a\u093e \u0915\u0930\u0928\u093e, \u0909\u0928\u094d\u0939\u0947\u0902 \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0947 \u0932\u093f\u090f \u092d\u0924\u094d\u0924\u0947 \u0926\u0947\u0928\u093e \u0914\u0930 \u0909\u0928\u094d\u0939\u0947\u0902 \u092c\u091a\u0924 \u0915\u0930\u0928\u0947 \u0914\u0930 \u0938\u091a\u0947\u0924 \u0930\u0942\u092a \u0938\u0947 \u0916\u0930\u094d\u091a \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092a\u094d\u0930\u094b\u0924\u094d\u0938\u093e\u0939\u093f\u0924 \u0915\u0930\u0928\u093e \u0936\u093e\u092e\u093f\u0932 \u0939\u0948\u0964<\/p>\n\n\n\n

10. \u092f\u0926\u093f \u092e\u0941\u091d\u0947 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u0920\u093f\u0928\u093e\u0907\u092f\u094b\u0902 \u0915\u093e \u0938\u093e\u092e\u0928\u093e \u0915\u0930\u0928\u093e \u092a\u0921\u093c \u0930\u0939\u093e \u0939\u0948 \u0924\u094b \u092e\u0941\u091d\u0947 \u0915\u094d\u092f\u093e \u0915\u0930\u0928\u093e \u091a\u093e\u0939\u093f\u090f?<\/strong><\/h4>\n\n\n\n

\u092f\u0926\u093f \u0906\u092a \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0915\u0920\u093f\u0928\u093e\u0907\u092f\u094b\u0902 \u0915\u093e \u0938\u093e\u092e\u0928\u093e \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902, \u0924\u094b \u0905\u092a\u0928\u0947 \u092c\u091c\u091f \u0915\u0940 \u0938\u092e\u0940\u0915\u094d\u0937\u093e \u0915\u0930\u0928\u093e, \u0905\u0928\u093e\u0935\u0936\u094d\u092f\u0915 \u0916\u0930\u094d\u091a\u094b\u0902 \u0915\u094b \u0915\u092e \u0915\u0930\u0928\u093e, \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0938\u0932\u093e\u0939 \u0932\u0947\u0928\u093e \u0914\u0930 \u090b\u0923 \u092a\u0941\u0928\u0930\u094d\u0928\u093f\u0927\u093e\u0930\u0923 \u092a\u0930 \u0935\u093f\u091a\u093e\u0930 \u0915\u0930\u0928\u093e \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964<\/p>\n\n\n\n

<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

\u0928\u093f\u0937\u094d\u0915\u0930\u094d\u0937<\/strong><\/h3>\n\n\n\n

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\u0906\u0927\u0941\u0928\u093f\u0915 \u0938\u092e\u093e\u091c \u092e\u0947\u0902 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e \u090f\u0915 \u0906\u0935\u0936\u094d\u092f\u0915 \u0915\u094c\u0936\u0932 \u0939\u0948, \u091c\u094b \u0906\u0930\u094d\u0925\u093f\u0915 \u0938\u0941\u0930\u0915\u094d\u0937\u093e \u0914\u0930 \u0938\u092e\u0943\u0926\u094d\u0927\u093f \u091a\u093e\u0939\u0928\u0947 \u0935\u093e\u0932\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f \u092e\u094c\u0932\u093f\u0915 \u0939\u0948\u0964 \u092a\u0930\u093f\u0935\u093e\u0930 \u0915\u0947 \u092c\u091c\u091f \u0938\u0947 \u0932\u0947\u0915\u0930 \u0928\u093f\u0935\u0947\u0936 \u0930\u0923\u0928\u0940\u0924\u093f\u092f\u094b\u0902 \u0924\u0915, \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u092a\u094d\u0930\u092c\u0902\u0927\u0928 \u0915\u0947 \u092c\u0941\u0928\u093f\u092f\u093e\u0926\u0940 \u0938\u093f\u0926\u094d\u0927\u093e\u0902\u0924\u094b\u0902 \u0915\u094b \u0938\u092e\u091d\u0928\u093e, \u0938\u0942\u091a\u093f\u0924 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u093f\u0930\u094d\u0923\u092f \u0932\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u092e\u0939\u0924\u094d\u0935\u092a\u0942\u0930\u094d\u0923 \u0939\u0948\u0964 \u092f\u0939 \u0932\u0947\u0916 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0936\u093f\u0915\u094d\u0937\u093e \u0915\u0947 \u092e\u0939\u0924\u094d\u0935 \u0915\u094b \u0938\u0902\u092c\u094b\u0927\u093f\u0924 \u0915\u0930\u0924\u093e \u0939\u0948 \u0914\u0930 \u0938\u0941\u0927\u093e\u0930 \u0915\u0947 \u0932\u093f\u090f \u0935\u094d\u092f\u093e\u0935\u0939\u093e\u0930\u093f\u0915 \u0938\u0941\u091d\u093e\u0935 \u092a\u094d\u0930\u0926\u093e\u0928 \u0915\u0930\u0924\u093e \u0939\u0948 [\u2026]<\/p>","protected":false},"author":7,"featured_media":2104,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":{"0":"post-2103","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-financeiro"},"yoast_head":"\nEduca\u00e7\u00e3o Financeira Gerenciar suas Finan\u00e7as - Geeksete<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Educa\u00e7\u00e3o Financeira Gerenciar suas Finan\u00e7as - Geeksete\" \/>\n<meta property=\"og:description\" content=\"A educa\u00e7\u00e3o financeira \u00e9 uma habilidade essencial na sociedade moderna, fundamental para quem busca seguran\u00e7a e prosperidade econ\u00f4mica. 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